Fermsy

when i was a kid, bedtime was 9 pm. i couldn't wait to be a grownup so i could go to bed anytime i wanted.
now, i can’t go to bed at night

a man went out to a restaurant last night
ate a delicious meal for only €10
drank one of the most beautiful wines he had ever had in his life (just €5)
at the end of the night, the waiter didn't beg for a 50% tip
instead, the restaurant paid him a respectable living wage without having to rely on charity from the diners
on his way home, he enjoyed a free ride on public transit instead of paying $3,000 a month for a leased car that costs an additional $750 a month in Gas just to operate
then he realized that his American perspective could not grasp the beauty of living in Europe.

the latest 401k data was released
here is the median balance by age:
18-24: $2k
25-34: $16k
35-44: $40k
45-54: $68k
55-64: $96k
Over 65: $95k
saddest thing you’ll see all day 😖

当我爸爸问我我的加密货币情况😭时

Z世代时间线：
- 去上为期4年的大学，学习一项“实用”的技能，并叠加大学债务
- 等你毕业时，主要科技公司会把大部分工作外包，并引入H1B劳工来替代你
- 保持失业状态不变，而贪得无厌的婴儿潮一代会当面指责你懒惰、失业、无用；与此同时，他们在佛罗里达买下了第三套房，并叫你用“bootstraps”把自己拉起来
- 婴儿潮一代试图废除property tax，其目标是让你用更高的sales tax和更高的income taxes来补贴他们损失的税收。在这种末日情景中，他们已经成功地在经济上把你“榨干”到余生：你通过Klarna为McDoubles买单来活下去。

当你的朋友告诉你他们用毕生积蓄购买的出租房产时。
那套房每月租金为$2,000，月供为$1,600。
他们认为每月可以现金流入$400……