PANews February 3 News, according to Cointelegraph, the report titled “2025 Digital Wealth Report” released by Gibraltar-based Xapo Bank shows that the usage pattern of its Bitcoin-backed loan business is shifting from short-term liquidity to long-term financial planning. The report states that among the Bitcoin-backed loans issued by the bank in 2025, 52% have a loan term of 365 days, and even as new loans slowed within the year, these long-term loans remained outstanding.
CEO Seamus Rocca said that increased confidence in Bitcoin’s long-term prospects has prompted holders to choose borrowing over selling, indicating a shift from short-term speculation to long-term thinking. The report points out that although the pace of loan issuance slowed in the second half of the year, the outstanding loan balance continued to grow, suggesting that borrowers are using loans as a long-term tool.
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Related Articles
"Rich Dad Poor Dad" Author: Inflation and geopolitical conflicts will drive up oil prices, optimistic about assets like Bitcoin and Ethereum.
Robert Kiyosaki points out that national debt and currency issuance will exacerbate inflation, while geopolitical conflicts may drive up oil prices. He emphasizes that personal financial awareness and asset allocation are crucial in the current economic environment, holding a positive view on gold, silver, oil, and cryptocurrency.
GateNews24m ago
The AI sector has risen by 2.35% in the last 24 hours, and BTC has surpassed $66,000.
As of March 30, the majority of the cryptocurrency sectors have risen, with the AI sector showing significant gains. Bitcoin has surpassed $66,000, and Ethereum has surpassed $2,000. The Meme, Layer 2, and CeFi sectors have also seen increases, but the DeFi sector has experienced a slight decline. Overall, the sector indices have all shown varying degrees of increase.
GateNews27m ago
Michael Saylor Breaks 13-Week Bitcoin Accumulation Pattern amid Shift to Preferred Stock Funding
Strategy, formerly MicroStrategy, appeared to pause its weekly Bitcoin purchases for the first time in 13 weeks as Executive Chairman Michael Saylor did not issue his customary Sunday “Orange Dot” signal on March 29, 2026.
CryptopulseElite27m ago
Cash is shifting into bonds as war and inflation jolt the market
The current market is experiencing a chain reaction due to the war in Iran, leading to rising oil prices and increased inflation. Investors are seeking safer assets, with bonds emerging as a prominent choice. Short-term bonds are stable due to expectations of prolonged high interest rates from the Fed, while long-term bonds face volatility due to ongoing macroeconomic risks. This unique situation allows bonds to serve both defensive and profitable roles, attracting capital away from riskier assets like stocks and Bitcoin amidst persistent inflation and geopolitical pressures.
TapChiBitcoin47m ago
Bitcoin Stalls Near $67K As Analyst Warns Market Could Revisit Recent Lows
Crypto analyst Michaël van de Poppe’s latest comment on Bitcoin landed at a moment when the market is already struggling to find direction. In his post, he said the trend remains unchanged, described the session as one of the “most boring” of the week, and argued that if Bitcoin cannot push back
BlockChainReporter52m ago
Bitcoin Cash unexpectedly dropped 5% as whales sold 60,000 BCH.
Bitcoin Cash (BCH) dropped 5% following a whale's sale of 60,000 BCH, highlighting market sensitivity to large sell-offs. A significant liquidation exacerbated the decline, revealing ongoing pressure from large holders. Without support, BCH may experience continued volatility.
TapChiBitcoin54m ago
