Nexo因“高风险贷款”被加州监管机构罚款50万美元

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PANews 1月16日消息,据Cointelegraph报道,加密借贷公司Nexo Capital将向加州金融保护与创新部支付50万美元罚款,监管机构指控该公司在未持有有效牌照的情况下,向加州居民发放了数千笔贷款,且未对借款人的还款能力进行适当评估。 监管机构称,Nexo在2018年7月至2022年11月期间,在未持有有效贷款牌照的情况下,向加州居民发放了至少5,456笔消费和商业贷款,且通常在放贷前未评估借款人的还款能力、现有债务或信用记录等财务状况。Nexo须在150天内,将所有加州客户的资金转移至其持有加州贷款牌照的美国关联实体Nexo Financial LLC。

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