Trying to find an installment loan when your credit score is below 600? Here's what most guides won't tell you straight: most lenders still run a credit check (sorry, no magic workaround there), but plenty of them don't care as much about your FICO score as you think.
The real question isn't

The federal landscape for union dues tax-deductible status changed dramatically in 2018 when the Tax Cuts and Jobs Act (TCJA) took effect. This sweeping tax reform suspended the ability of most workers to claim union dues as deductions through 2025, creating confusion for millions of union members n

The $100,000 Challenge: Is It Realistic for Your 30s?
Earning six figures in savings before hitting 34 sounds ambitious—but according to Shark Tank's Kevin O'Leary, it's entirely achievable if you start disciplined in your mid-20s. The math is straightforward: beginning at 23 with consistent

Additive manufacturing has undergone a remarkable transformation since its inception in the 1980s, evolving from a niche experimental technology into an indispensable tool across aerospace, automotive, medical devices, and advanced engineering sectors. The 3D printing landscape now encompasses

Many people purchase annuities expecting they can access their money whenever needed, only to discover the rules are far more complex than anticipated. Understanding when you can withdraw from an annuity without devastating financial consequences is crucial before committing your funds. Let's

You might be surprised to learn that over one-quarter of home borrowers secured their mortgages through correspondent lending arrangements in Q3 2023, according to Inside Mortgage Finance. Yet most borrowers remain unaware they're even working with this type of lender—or how it fundamentally

Getting approved for a personal loan becomes significantly more complicated when you lack both credit history and a cosigner to vouch for you. Traditional lenders rely on these factors to assess your repayment capacity, leaving many applicants in a challenging position. However, the lending

Planning a comfortable retirement used to mean having around $1 million saved up. But times have changed—with rising living costs and longer life expectancies, that million-dollar nest egg won't stretch equally across America. The critical question isn't just how much you've saved, but where you'll

The cost of vacations continues to climb—with projections showing the average trip could exceed $7,000 in 2025. While a staycation initially sounds like the most economical choice, the reality might surprise you. Financial experts reveal that booking a hotel for your local getaway could actually pro

When people ask how rich is Oprah, the simple answer is: extremely wealthy. With a net worth of $3 billion, Oprah Winfrey stands as one of the most financially successful individuals in modern history and the wealthiest African American of the 20th century. Her journey from a babysitter earning mode

The global energy transition has put copper in the spotlight like never before. As societies race toward renewable infrastructure and electrification, demand for this essential metal continues to climb. Yet supply isn't keeping pace—and that's creating urgent questions about which countries

Raising children comes with mounting costs. Whether you're thinking about immediate needs or decades down the road, having a clear savings strategy makes a meaningful difference. The challenge isn't just deciding _whether_ to save, but figuring out _how_ to save money for kids in ways that align wit

Starting your credit journey can feel daunting when you have no credit history. The good news? There are solid credit card for starters options available, and building credit is entirely achievable with the right strategy.
Understanding Your Starting Point
When establishing your first credit

Platinum has quietly become one of the most intriguing precious metals for investors. As the third most heavily traded precious metal globally (after gold and silver), it sits at a unique intersection of investment appeal and industrial demand. Whether you're looking to diversify your portfolio or c

Robinhood's stock is rising due to a surge in Bitcoin trading, driven by a short squeeze that increases buying pressure. With crypto trading now over 30% of its revenue, Robinhood stands to gain, but its high valuation raises concerns about sustaining growth amidst volatility.

The hydrogen fuel cell sector is experiencing renewed interest as companies race to meet growing energy demands driven by population growth and AI expansion. Plug Power (NASDAQ: PLUG), a key player in this space, is now banking on fresh leadership to reverse its troubling financial trajectory. But c

Westgold Resources will restructure by creating Valiant Gold Limited, which will manage its Murchison assets and target a $65-$75 million IPO. Westgold will retain a significant stake, ensuring operational collaboration while allowing Valiant independence. This move focuses Westgold on core assets, with the launch planned for March 2026.

EMCOR Group (EME) has outperformed the Construction sector with a 33.6% gain this year, despite being ranked lower among its industry peers. Its positive earnings outlook and strong ranking indicate investment potential, alongside Comfort Systems, which has achieved even higher returns.

Silver remains the metal that keeps modern technology running. From renewable energy infrastructure to everyday electronics, this precious metal's applications span far wider than most people realize. The Silver Institute's 2025 outlook reveals some fascinating shifts in how global demand for

When examining the employment landscape across the United States, a fascinating picture emerges of how workforce distribution shapes regional economies. Walmart stands as the world's largest private employer with 2.3 million people on its payroll globally, followed closely by Amazon with