【Wealth management is not just about returns; controllable funds are the key】

Many people focus solely on the yield when doing wealth management, but truly smart individuals ask another question: Can the money be used at any time? This is the standard to evaluate whether a wealth management plan is reliable.

Recently, I came across a good idea—using stablecoins as an "anchor" for funds. What are the benefits of doing this? Users can clearly plan the destination of each dollar, avoiding passive reactions to market fluctuations. In other words, shifting from being led by the market to truly active management. This feels more like managing wealth rather than gambling.

Additionally, ecosystem tokens are not just simple reward mechanisms. If users can enjoy protocol yields while also participating in governance decisions, this long-term mode will create positive feedback—higher participation increases protocol value, which in turn attracts more people.

From a fund management perspective, this kind of integrated design is indeed worth paying attention to, especially for those who want to earn returns without having their money tied up in one place.