JPMorgan: 2026 Crypto Funds Continue to Reach New Highs, Institutions and Regulations Become Key Drivers

After the cryptocurrency market raised nearly $130 billion in 2025, setting a new record, JPMorgan analysts believe that capital inflows in 2026 will continue to rise, and the main driving force will no longer be retail investors but institutional investors. Analysts point out that if the US passes more crypto-related legislation such as the “Market Structure Bill” (Clarity Act), it will become a key factor in accelerating institutional entry.

Multiple sources estimate that the 2025 crypto market attracted nearly $130 billion in funding

According to reports, JPMorgan analysts indicate that the capital flowing into the crypto market in 2025 will be close to $130 billion, about one-third more than in 2024, setting a new record. These figures are estimated by the team based on multiple sources, including:

• Capital flows into crypto-related ETFs.
• Capital implied by CME futures.
• Fundraising amounts for crypto venture capital.
• Buying behavior of digital asset treasury companies (DAT).

JPMorgan aggregates these indicators to depict the actual scale of funds absorbed by the overall crypto market.

2026 Crypto Market Funds Continue to Grow, Institutions and Regulations Key Drivers

JPMorgan believes that the capital inflow into the crypto market in 2026 still has room to grow, and expects that new capital momentum will come more from institutional investors rather than retail. At the same time, JPMorgan specifically points out that if the US passes more crypto-related regulations, it will help facilitate the return and expansion of institutional capital.

Among these, the Clarity Act is seen as an important catalyst. JPMorgan believes that once such legislation is passed, it will further reduce the compliance risks for institutions investing in digital assets, promote more large institutions to officially adopt digital assets, and drive a new wave of institutional capital entering the market.

2026 Institutions Will Not Only Buy Coins but Also Invest in the Crypto Industry Chain

JPMorgan states that institutional participation will not only be reflected in buying assets like Bitcoin (BTC) and Ethereum (ETH), but will also extend to the entire crypto industry chain, including:

• Stablecoin issuers
• Payment-related companies
• Crypto exchanges
• Wallet service providers
• Blockchain infrastructure companies
• Asset custody solutions

JPMorgan expects that in 2026, there will be more venture capital investments, M&A, and IPO activities in these areas.

(JPMorgan: Evaluating the Opening of Crypto Trading for Institutional Clients as a Key Policy Shift)

This article, JPMorgan: 2026 Crypto Funds Continue to Reach New Highs, with Institutions and Regulations as Key Drivers, first appeared on Chain News ABMedia.