Ripple CEO Calls XRP Undervalued as Company Secures $40B Valuation

Ripple’s XRP remains undervalued despite regulatory wins, fast transactions, and strategic investments driving long-term growth potential.

The company’s $40B valuation reflects strong backing from Citadel, Fortress, and Pantera, alongside acquisitions enhancing stablecoin efficiency.

Ripple owns 41% of XRP and doubles its client base, creating ecosystem growth where product adoption fuels token liquidity sustainably.

Crypto investors are paying close attention to Ripple as CEO Brad Garlinghouse declares XRP “massively undervalued” even after years of regulatory challenges. Speaking at the Pantera Blockchain Summit 2025, Garlinghouse highlighted the company’s victory over the SEC and its ongoing commitment to building utility in the crypto space

He said, “We’re still underpriced for what’s coming. The U.S. just flipped from headwinds to tailwinds — and the market hasn’t caught up yet.” Ripple now operates with a stronger balance sheet and a clear strategic direction following four intense years of regulatory scrutiny.

Garlinghouse also compared XRP with Bitcoin, pointing out the inefficiencies of traditional digital assets. “A Bitcoin transaction can cost $50 and take 8 minutes,” he said. “XRP costs 0.00002 cents and settles in 3 seconds.”

He emphasized that trillions in value will flow through faster, cheaper rails like XRP instead of slower systems. Additionally, he recounted a personal experience wiring $25,000 through Wells Fargo, stating, “The system’s broken. It’s slow, expensive, and built to benefit intermediaries. Blockchain fixes that. That’s why we’re here.”

Strategic Investments and Growth Moves

Ripple recently secured $500 million in strategic investments from firms including Citadel Securities, Fortress Investment Group, Pantera Capital, and Galaxy Digital. This funding confirms a company valuation of $40 billion and complements a $1 billion tender offer earlier this year

Moreover, Ripple made several acquisitions to expand its ecosystem, including asset brokerage Hidden Road for $1.25 billion and payments firm Rail for $200 million, enhancing stablecoin transaction efficiency. Consequently, the company now has a robust platform for fast, scalable cross-border payments.

XRP Alignment and Ecosystem Strength

Garlinghouse explained Ripple owns 41% of XRP, aligning company incentives with the asset’s success. “Ripple is an enterprise software company. $XRP is an open digital asset. We don’t control it — we build for it,” he said

This approach fosters symbiotic ecosystem growth where product adoption drives XRP liquidity, creating a sustainable market environment. Additionally, Ripple doubled its client base in the last quarter thanks to RLUSD stablecoin adoption.

The post Ripple CEO Calls XRP Undervalued as Company Secures $40B Valuation appears on Crypto Front News. Visit our website to read more interesting articles about cryptocurrency, blockchain technology, and digital assets.