Lista DAO 上线 Dow Protocol 电商金融 RWA Vault,APY 报 10%

LISTA1,1%
RWA-3,22%

Gate News 消息,4 月 3 日,Lista DAO 于今日上线 Dow Protocol 的 Dow E-Commerce Financing RWA Vault(RWA 即 Real World Assets,现实世界资产)。该 Vault 基于 HSBC 旗下 Dowsure 电商金融公司能力建设,期限 90 天,APY 现报 10%。Vault 基于成熟的全球头部电商平台商户的应收账款及还款现金流支撑,为商户提供资金流垫资服务。

商户还款纪律由两项核心机制共同保障:其一,与电商平台合作的自动化还款服务路由机制,用于优先归集商户回款,并按约定完成本金及利息的自动划扣;其二,双锁账户控制机制,用于限制回款路径变更、核验还款账户控制权,并在发生逾期或违约情形时支持采取相应保护措施。该 Vault 所映射的并非一套停留在链上激励层面的收益结构,而是一套已在现实商业世界中长期运转并经受验证的现金流体系。

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