Odaily星球日报讯 英国金融行为监管局(FCA)发布讨论文件与咨询文件,提出多项旨在“提升英国投资文化”的改革建议,并正式向加密行业征求反馈。FCA 表示,拟在“扩大消费者投资渠道”的同时,调整客户分类与利益冲突相关规则。FCA 指出,高数字参与度(DEP)应用上的投资表现不佳,几乎全部源于加密资产及差价合约(CFD)交易。监管方强调,一些用户通过“加密资产代理产品”进行无额度限制、无风险提示、无适当性测试的投资,潜在风险显著。在咨询文件中,FCA 建议新增指引:对于主要投资历史集中在高风险投机资产或加密资产的客户,不应将此视为“具备专业投资能力”的依据,除非其有充分证据满足专业投资者门槛,包括具备承担潜在损失的能力。FCA 表示,此次改革意在简化监管框架,由机构承担更明确的审查责任,而不是依赖过去“较为随意的测试”。监管机构要求涉及加密资产咨询或销售的企业在明年 2 月与 3 月前提交反馈。英国近年来逐步推进加密监管现代化,包括 2024 年正式将数字资产认定为“财产”,为盗窃、破产等案件提供更清晰法律依据。同时,政府也在评估是否禁止向政治党派进行加密资产捐赠。(Cointelegraph)
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