嘉信理财开放比特币与以太坊交易:3890万用户入场冲击加密市场格局

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Gate News 消息,传统金融巨头 Charles Schwab 宣布将于2026年第二季度推出“Schwab Crypto”服务,向其约3890万经纪客户开放比特币与以太坊现货交易,标志着主流券商正式大规模切入加密资产直接交易领域。

该服务将通过其银行子公司运营,用户无需额外注册平台账户,即可在原有经纪体系内直接持有比特币和以太坊。这一模式改变了此前仅通过ETF或期货间接配置加密资产的路径,使传统投资者进入门槛进一步降低。公司CEO Rick Wurster 表示,此举是多年布局后的自然延伸。

从市场结构来看,Schwab管理资产规模达12.22万亿美元,其加密相关访问量在2025年增长400%,且70%来自非现有客户,显示出传统投资者对合规渠道的强烈需求。随着监管环境边际放松,包括会计规则调整与银行参与限制缓解,该业务落地条件逐步成熟。

竞争层面,这一动作对现有加密平台构成直接冲击。Schwab具备低费率能力与庞大客户基础,在用户获取与资产留存方面具备显著优势。同时,类似机构也在加速布局,传统金融与加密行业的边界正在迅速收敛。

值得注意的是,Schwab还透露,未来或在相关法案通过后推出稳定币产品,显示其战略并非单一交易业务,而是围绕数字资产构建完整生态。

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