美国财政部发布《GENIUS法案》州级稳定币监管「实质相似」判断原则

Gate News 消息,4 月 2 日,美国财政部针对《GENIUS 法案》第 4(c)条发布广义原则,用于判断州级监管制度是否与联邦监管框架「实质相似」。核心原则包括:州级制度须达到或超过《GENIUS 法案》第 4(a)条规定的标准;对于统一要求(储备资产组成、赎回权、月度披露、BSA/制裁合规等),州规则需在实质内容上与联邦框架完全一致;对于州可调整要求(资本、流动性、储备多元化、利率风险管理等),州规则可根据本地情况调整,但最终监管结果须至少与联邦框架同样严格和保护性;州可增加额外要求,但不得与联邦法律冲突,且不得降低整体相似性。该规则适用于发行量不超过 100 亿美元的州合格支付稳定币发行人,允许其选择州监管,而发行量超过 100 亿美元的发行人需过渡至联邦监管。

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