Peter Schiff 警告:加密抵押房贷或推高购房成本并增加违约风险

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Gate News 消息,3 月 29 日,经济学家 Peter Schiff 在 X 平台发文表示,加密资产支持的购房抵押贷款结构可能显著提高购房成本。借款人不仅需支付传统房贷利息,还需承担以加密资产为抵押的"二次贷款"利息,该模式本质上相当于为房产进行 100% 融资,从而放大杠杆水平,并可能提升整体违约风险。此前消息,某 CEX 已推出首个合规加密抵押房贷产品,允许用户以其账户中的比特币或 USDC 作为抵押,用于支付购房首付款。

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