Just saw X is rolling out X Money and honestly the physical features are kinda interesting. So you get both virtual and physical cards - like actual plastic cards you can use at ATMs and regular stores. That's the move if you want something tangible.

For US folks, they're asking for the usual stuff: name, address, SSN. The cashback on offline purchases is solid at 3%. But here's the thing - they've got some pretty hefty limits. You can transfer up to $1M per transaction, but withdrawals max out at $100K. Wondering if that's enough for most people or if it'll be a bottleneck. Either way, this is a different angle for X to play in the fintech space.