Human.tech Launches Agentic WaaP, Redefining Wallets For Autonomous AI With Human Oversight

In Brief

Human.tech has launched Agentic WaaP, a wallet infrastructure for AI agents that maintains human oversight through cryptographic control, enabling delegated blockchain operations while supporting secure, standardized agent interactions across financial and operational systems.

Human.tech has unveiled Agentic WaaP (Wallet as a Protocol) at WalletCon 2026, presenting a wallet infrastructure designed specifically for AI agents that maintains human oversight through cryptographic enforcement. The product minimizes the visibility of the wallet, enabling natural language interfaces for signing and authentication, while ensuring that humans retain ultimate control via key management and delegation rather than full authority over AI agents.

Agentic WaaP allows AI agents to manage portfolios, trade, and execute blockchain operations within boundaries set by users. The system employs Privileges, previously known as Permission Tokens, which define time limits, spending caps, and approved addresses, supplemented by a policy engine that provides human-in-the-loop approval for higher-risk actions.

“The wallet is no longer something you open. It is something that acts for you,” said Shady El Damaty, co-founder of human.tech in a written statement. “But that only works if the human remains root authority. Agentic WaaP is the first wallet infrastructure where AI agents earn autonomously, and every action traces back to a human who authorized it, enforced by cryptography, not trust,” he added

At the technical level, Agentic WaaP implements a two-party computation custody model in which private keys are split between a user device and a secure enclave, ensuring that neither the AI agent, developers, nor human.tech can independently initiate transactions. The model extends beyond wallets to generic secret management, encompassing bank accounts, API keys, root privileges, and other sensitive data. Plans for integration with Ika Network aim to advance decentralized key management.

The debut of Agentic WaaP comes as the AI agent economy accelerates, with frameworks such as Coinbase AgentKit, LangChain, and CrewAI enabling automated financial and operational workflows. Regulatory developments, including the European Union’s AI Act effective August 2026, underscore the importance of human oversight in autonomous systems, a requirement that Agentic WaaP is designed to meet.

Agentic WaaP Demonstrations And Ecosystem Integration Highlight Market Readiness

“Wallets very well may not exist in the near future. At least not as we know them. We are not giving agents wallets. We are giving humans delegation tools,” said Shadt El Damaty. Privileges define the scope of an agent’s activity, spending limits, and contract access, with higher-risk actions routed for human approval via a one-tap Telegram confirmation.

Human.tech showcased Agentic WaaP at WalletCon 2026 through demonstrations of agent wallet creation, transaction execution with Telegram-based approvals, and deployment of prediction market agents using simple templates. The company framed Agentic WaaP as agent security infrastructure rather than a conventional user-facing wallet, emphasizing the growing importance of custody, key management, and security as AI agents increasingly act on behalf of users.

The broader Human.tech ecosystem includes Human Passport with over 3 million users and 175 partners, infrastructure that has protected more than $500 million from sybil attacks, and security backed by over $3 billion in restaked ETH. Agentic WaaP is available to developers without an API key requirement, and Human.tech plans to expand integrations across agent frameworks while advancing custody architecture to support secure, human-aligned agent activity on blockchain networks.

AI-Agent Wallet Infrastructure Moves Toward Maturity And Standardization

AI-agent wallet infrastructure is still in its early stages but is quickly moving toward practical adoption. Industry research suggests AI agents are among the top impactful technologies for enterprises, with Capgemini reporting 70% of executives and 85% of investors ranking them in the top three for 2025, and Gartner projecting that up to 40% of enterprise applications could include task-specific agents by 2026. On-chain infrastructure shows meaningful scale, with Ethereum’s EIP-4337 supporting over 26 million smart accounts and 170 million UserOperations, demonstrating growing adoption.

Current solutions for AI-agent wallets include Coinbase’s AgentKit and Agentic Wallets with x402 autonomous payment capabilities, Safe’s Smart Accounts with modular controls such as spending limits and timelocks, and offerings from Privy, Alchemy, MetaMask, and Turnkey, while Google’s AP2, A2A, and UCP protocols address payments and interoperability for agents.

Recent developments in 2025 and early 2026 show rapid maturation of this infrastructure. Google launched AP2 in September 2025, followed by UCP in January 2026 with a developer guide integrating MCP, A2A, UCP, and AP2 as complementary agent protocols. Coinbase released Agentic Wallets in February 2026, Alchemy enabled autonomous agent infrastructure payments via x402, and Safe published AI-agent guidance in March 2026. The market focus is shifting from whether an agent can hold a wallet to how agents can authenticate, transact, and operate safely across systems.

Looking ahead, standardization, permission controls, and trust mechanisms are expected to strengthen. Ethereum’s EIP-7702 allows existing wallets to function more like smart accounts, while EIP-8004 introduces on-chain identity, reputation, and validation layers for agents. MetaMask’s delegation tools and Safe’s policy controls point toward scoped authority rather than full key exposure, suggesting the next stage will emphasize policy-controlled agent permissions capable of paying for APIs, moving funds within limits, and interoperating through standardized protocols.