Coinbase partners with Better to launch crypto-backed home loans, supporting BTC and USDC as collateral.

金色财经_ · 2026-03-26T17:42:22+00:00

Coinbase partners with the online mortgage platform Better to launch a compliant crypto-backed mortgage product, allowing users to use Bitcoin or USDC as collateral for their down payment. This "dual loan" product is legally protected, and users only need to handle a combined monthly payment, with the collateral assets unaffected by BTC price fluctuations.

金色财经_

2026-03-26 17:42:22

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Golden Finance reports that Coinbase has announced a partnership with the U.S. online mortgage platform Better to launch the first compliant crypto-backed mortgage product. This allows users to use Bitcoin or USDC in their Coinbase accounts as collateral to pay for a down payment on a home. The mortgage is issued and managed by Better and offers the same legal protections as traditional compliant mortgages.
The product features a “dual loan model”: one is a standard mortgage, and the other is a down payment loan secured by crypto assets. Both have the same interest rates and terms. Users only need to make a combined monthly payment. The collateral assets are held in a Coinbase Prime account and will be returned after the loan is repaid. The mortgage terms are unaffected by BTC price fluctuations.

BTC-2,96%

USDC0,03%

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