SBI Holdings Introduces Blockchain Debit Card Product with XRP Payments

2026-02-27 21:10:38

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In a groundbreaking move for the financial industry, SBI Holdings has announced a digital bond product valued at 10 billion yen, specially designed for individual investors. This product combines traditional finance with blockchain technology, using XRP tokens for the entire payment process—from principal to interest.

Payment Mechanism and Benefits of the New Digital Bond

According to NS3.AI, this bond offers several advantages over traditional products. Investors will receive immediate payments in XRP equal to their initial investment. Additionally, they will earn extra interest in the form of XRP rewards over a period of one to three years, depending on the chosen term.

XRP and the Future of Digital Finance

The choice to use XRP is not accidental. With the current price at $1.35, XRP continues to affirm its position as an efficient payment tool for international transactions. SBI Holdings’ adoption of XRP for this digital bond demonstrates the confidence of major financial institutions in the potential of stablecoins and payment tokens within the modern financial system.

SBI Holdings’ initiative is not just a new investment product but also a clear indication of the convergence between traditional finance and the cryptocurrency ecosystem, opening new opportunities for investors seeking digital financial tools.

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