The Digital Ruble Will Be Integrated into the Moscow Metro by 2028

Russia advances its digital currency adoption strategy by integrating the digital ruble into Moscow’s public transportation payment systems. This ambitious metro modernization project will include 13 new stations and an additional 27 kilometers of tracks, significantly transforming the Moscow transportation network. Users will be able to top up their transit cards directly using digital rubles, marking an important milestone in the practical implementation of the Russian central bank’s digital currency.

Moscow Transit Network Expansion

The expansion of the metro system presents a strategic opportunity to deploy CBDC (Central Bank Digital Currency) technology in a high-traffic environment. With millions of commuters using Moscow’s metro daily, the transportation infrastructure becomes an ideal testing ground for validating the digital ruble’s functionality in mass transactions. The 13 planned stations will extend coverage into developing areas of the capital.

Regulatory Framework and Implementation Timeline

The project is based on a law approved by the Duma in 2023, which establishes a phased plan for adopting payments in digital rubles. According to regulatory guidelines, the official rollout of these digital payments is set to begin on September 1, 2026, aligning perfectly with the expected completion of the expansion project in 2028. This structured schedule allows both infrastructure and payment systems to develop in a coordinated manner.

Implications for Moscow Metro Users

Integrating the digital ruble into Moscow’s metro will simplify daily transactions for millions of residents. Travelers will have a secure, fast, and modern alternative to access public transportation, eliminating the need for cash or traditional transit cards. This initiative positions Moscow as a pioneer in urban-scale CBDC adoption, reinforcing Russia’s vision of leading digital transformation in its financial systems.