FDUSD Historical Price and Yield Analysis: Should I buy FDUSD now?

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Summary

This article provides a comprehensive review of FDUSD (First Digital USD) since its inception, analyzing historical prices and market fluctuations. Combining data from various stages, it evaluates the potential returns for investors purchasing 10 FDUSD tokens and answers the key question, “Should I buy FDUSD now?” to help both beginners and long-term investors grasp timing and growth opportunities.

Early Market Stage and Price Review (2023 to 2026)

FDUSD is a fiat-backed stablecoin that maintains price stability through a 1:1 peg with the corresponding fiat currency. Its stability is supported by strict custodial arrangements and sufficient reserve assets, which can reduce transaction costs, improve financial transaction efficiency, and facilitate cross-border payments.

Below are the historical price performances of FDUSD since 2023:

2023

  • Opening Price: $1.0000
  • Closing Price: $0.9984
  • Highest Price: $1.0000
  • Lowest Price: $0.9953
  • Annual Return: -0.28%

2024

  • Opening Price: $0.9994
  • Closing Price: $0.9982
  • Highest Price: $1.0000
  • Lowest Price: $0.9972
  • Annual Return: -0.12%

2025

  • Opening Price: $0.9990
  • Closing Price: $0.9994
  • Highest Price: $0.9998
  • Lowest Price: $0.9957
  • Annual Return: 0.04%

2026 (so far)

  • Opening Price: $1.0000
  • Closing Price: $0.9993
  • Highest Price: $1.0000
  • Lowest Price: $0.9984
  • Annual Return: -0.09%

An investor who bought 10 FDUSD in 2023 and sells today would realize a potential loss of $0.0192.

Annual Returns and Investment Return Analysis

Potential returns for an investor purchasing 10 FDUSD at different times are as follows:

  • 2023: -$0.0192
  • 2024: -$0.0010
  • 2025: $0.0030
  • 2026 (so far): -$0.0090

Should I buy FDUSD now? (2023 to 2026 so far)

As a stablecoin, FDUSD exhibits minimal price fluctuations, consistently hovering around the $1 peg. Since its launch in 2023, its price performance reflects the core characteristic of stablecoins: prioritizing price stability over appreciation potential.

Over the four-year observation period, FDUSD’s annual return has fluctuated within approximately ±0.3%, resulting in negligible gains or losses for investors. This demonstrates that stablecoins are designed primarily as risk hedging tools rather than assets aimed at capital appreciation.

Summary: Stablecoin Investment Attributes and Purchase Decisions

Analysis of FDUSD’s historical prices shows its fundamental features as a fiat-backed stablecoin—extremely low volatility and near-zero annual returns. The decision to buy FDUSD should be based on its utility as a medium of exchange and store of value, rather than capital growth expectations. Investors should evaluate whether to purchase FDUSD based on their needs for liquidity, transaction costs, and cross-border payment convenience, rather than price appreciation potential.

FDUSD-0,02%
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