2026-01-20 08:38:31

Neo finance sounds high-end, but it's actually just the infrastructure of traditional finance combined with the user experience of crypto, plus a bunch of new intermediary institutions. It sounds like it solves problems, but in reality? Many times it's just for selling stories.

Let's break it down: which things are genuinely improving market efficiency, which are purely conceptual hype, and—most importantly—where are the traps that can silently cause you to lose money. Many people only realize after getting in how many loopholes this new model exposes.

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SerumSurfer

· 13h ago

This stuff, to put it simply, is just old wine in a new bottle. The more intermediaries there are, the more vulnerabilities there are, and in the end, retail investors are the ones who lose out.

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Gm_Gn_Merchant

· 13h ago

Selling stories really is their strong suit; they've got me so confused that I can't tell which is truly innovative and which is just a pure scam.

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BanklessAtHeart

· 13h ago

Ha, another bunch of intermediaries working for other intermediaries... Basically just a change of disguise --- Damn, stacking intermediaries like a game of layered fun—how can that possibly be more efficient? --- Neo's system is truly just a concept on top of a concept. The real money is made by those who take intermediary fees --- Wait, isn't this just traditional finance with a different wrapper? Feels like there are even more loopholes --- The story sounds exciting, but when you actually get in, you realize how deep the trap is --- A group of new-type intermediaries endorsing each other—it's ridiculous. This is far from "de-intermediation" --- So which part really improves efficiency? Or is it all just hype to retail investors? --- New stories, old tricks—I've seen this too many times

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BlockchainFoodie

· 13h ago

ngl this neo finance thing is just traditional finance wearing a chef's hat trying to plate up crypto... the real recipe got lost somewhere between the buzzwords

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