The Office of the Comptroller of the Currency (OCC) has formally lodged a protest against Bunq's application for a banking charter, marking a significant development in the regulatory scrutiny of fintech companies seeking traditional bank status. The filing comes amid broader concerns about digital banking operations and compliance standards. Multiple stakeholders have submitted concurrent filings on the matter, indicating growing regulatory attention to the licensing process. This move reflects ongoing tensions between financial technology innovators and traditional banking regulators regarding operational oversight and consumer protection measures.