Ripple has achieved deep cooperation with Standard Chartered, with this business experiencing a 4x growth. As a leading global cross-border payment solution, Ripple is accelerating the digitalization of the international remittance market through its XRP technology and collaboration with traditional financial institutions. Standard Chartered, operating in over 130 countries and regions, signifies that blockchain payment infrastructure is gaining recognition from mainstream financial institutions. This partnership model demonstrates the important trend of crypto assets evolving from mere trading products to essential financial infrastructure. Against the backdrop of the global push for Central Bank Digital Currencies (CBDCs) and the optimization of cross-border payments, the collaboration case between Ripple and traditional banks provides a new reference path for the integration of the Web3 ecosystem with traditional finance.