2026-01-12 17:25:23

American Express shares tumbled 4% following policy announcements regarding credit card interest rate regulations. The administration proposed implementing a 10% ceiling on credit card interest rates, with officials warning that financial institutions failing to comply would face legal consequences. This regulatory push has sparked immediate market reactions in traditional finance sectors. The move reflects broader policy shifts around consumer lending practices, which can indirectly influence capital flow dynamics and investor risk appetite across financial markets, including crypto asset allocation decisions during periods of regulatory focus on traditional banking systems.

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

10 Likes

Reward
10
5
Repost
Share

Comment

0/400

LiquidatedTwice

· 9h ago

Here comes the harvest again, traditional finance is getting anxious.

View OriginalReply0

RuntimeError

· 9h ago

Traditional finance is about to be exploited, with American Express dropping 4%—serves them right. But now more people will have to turn to crypto, since banks aren't making much profit anyway.

View OriginalReply0

ETHReserveBank

· 10h ago

Traditional finance is about to take a hit, with Amex dropping 4%—laughing to death... Now the banks are going to cry, as the 10% interest rate cap directly cuts into profits. By the way, this wave of regulatory tightening is indeed significant. Do you feel our crypto asset allocation opportunities are coming?

View OriginalReply0

WhaleMistaker

· 10h ago

10% interest rate cap? Haha, traditional finance is cornered...

View OriginalReply0

NftRegretMachine