Low-interest lending has always been a core demand for DeFi users. In the BNB Chain ecosystem, there is a project that does this quite well—it integrates liquidity staking and lending functions to form an efficient operating system. Its total locked value once exceeded $4 billion, which demonstrates strong market recognition.

What is the biggest advantage of this project? Extremely low borrowing costs. Sometimes the interest rate can even drop below 1%, which is quite rare in the DeFi market. Imagine using BTCB, ETH, or BNB as collateral, then borrowing stablecoins at such low costs. What’s next? Transfer these stablecoins to other platforms for yield farming. The yield on stablecoins from a leading exchange is actually quite good, and the interest rate difference between the two becomes an almost risk-free profit margin.

How does it work specifically? Very simple. Taking BTCB as an example, it’s a blue-chip asset with relatively moderate volatility. Collateralize it to get a borrowing limit, then borrow stablecoins at around 1% to do yield farming. If the yield is 4%, then you earn a net difference of about 3%. Plus, these collateral assets can generate additional income themselves, effectively producing returns in multiple places.

Why choose these mainstream assets as collateral? Risk is more controllable. BTCB, ETH, and BNB are the most liquid crypto assets in the market, with relatively stable prices and clear risk models. They provide security for both borrowers and lenders. This is also why the project can attract so much capital.

From a technical perspective, security has also been validated by the market. The protocol itself has undergone rigorous audits, and the smart contracts have been tested over a long period in real-world scenarios. Fund custody uses a decentralized mechanism, eliminating single points of failure. Community discussions are always active, indicating strong user confidence.

The project’s expansion plans are also quite interesting. In the future, it aims not only to provide lending on BNB Chain but also to connect with more blockchains and asset types. This means your funds will have more avenues for appreciation. You can flexibly switch between different strategies to seize market opportunities.

In terms of user experience, the barrier to entry is not high. You only need to hold these common crypto assets. No complicated operations are required to start arbitrage. This convenience is one of the reasons for its rapid growth. Community members often share practical experiences, making it easy for newcomers to get started quickly.

The true value of this project lies in—it's not just a concept, but a solution to real problems. It allows idle crypto assets to generate returns while maintaining sufficient liquidity. This approach has implications for the entire DeFi ecosystem. Many other protocols are beginning to adopt this design philosophy.

The backing support is also quite solid. It has received recognition and support from several leading industry institutions, laying a foundation for long-term development. Users can participate with greater confidence and plan their long-term strategies.

Overall, the potential demonstrated by this project is indeed worth paying attention to. It is gradually becoming an important financial infrastructure on BNB Chain. For users seeking to optimize asset efficiency, understanding its mechanism in depth is meaningful. Starting from low-interest borrowing and gradually exploring more diverse strategy combinations may open new possibilities for your investment portfolio.