An interesting observation: the U.S. President announced new regulations on credit card interest rates—starting January 20, 2026, the interest rate cap must not exceed 10%.



What is the logic behind this? On the surface, it is financial regulation, but it may essentially reflect a form of liquidity policy. When borrowing costs are lowered, where does the money flow? History tells us that such periods often see capital seeking new investment channels.

From a macro perspective, a low-interest-rate environment has always been favorable to risk assets—from stocks to cryptocurrencies. $ETH, $BNB, $SOL—these mainstream tokens—usually experience reallocation by institutions and retail investors during such policy windows.

However, this is not simply a "liquidity injection" story; it is more like a re-pricing process of the entire financial ecosystem. It is worth continuously observing the actual impact after policy implementation.
SOL1,36%
ETH2,59%
BNB3,82%
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TradFiRefugeevip
· 10h ago
Wait, so the logic is that money should go into crypto... Low-interest eco-friendly savings are no longer attractive, now it's about farming for rewards in the crypto world. So SOL is about to take off again?
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YieldChaservip
· 01-12 03:51
10% interest rate cap? Where is the money flowing to? It must be flowing into the crypto space. --- Low interest rate environment seems to be the same story every time, but in reality, crypto still depends on sentiment. --- Rather than waiting for policies to be implemented, it's better to get on the train with sol first. --- I've heard this logic too many times. The same old saying: time will tell us the answer. --- A 10% ceiling, risk assets are about to celebrate. I'm ready to roll up my sleeves. --- The term "policy window period" sounds very professional, but I only care if ETH can reach five thousand. --- It's another "capital seeking new channels" story. Basically, flomo is coming. --- Everyone's waiting for this news about sol. It will probably take off before 2026. --- I'm tired of these kinds of analyses. Bitcoin is the true safe haven. --- Printing money is one thing, but the key is the actual buying volume from institutions. Don't just talk about it on paper.
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SchrodingerWalletvip
· 01-12 03:50
Low interest rates can't save my wallet; I still have to pay off my debt.
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SatoshiLeftOnReadvip
· 01-12 03:46
Where should the money flow to? Anyway, it won't stay in the bank earning 10% interest on dead manure... SOL might really have a chance this time.
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ShadowStakervip
· 01-12 03:26
nah, the liquidity thesis is solid but capital reallocation cycles are way messier than the headline suggests. validator attrition gonna spike if yields compress though
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