2026-01-11 12:00:23

#Solana行情走势解读 The Fed's recent move is quite aggressive—industry rumors suggest the rate cut could reach 100 basis points, even touching negative interest rate territory. If it really happens, borrowing money could become profitable again, and the era of banks lending you money for profit is coming.

Once this news broke, the Web3 community couldn't sit still. Discussions about collateralized loans on DeFi lending platforms surged, with some starting to consider mortgaging properties to exchange for liquid assets and then earning subsidies through negative interest rate spaces. The scene is indeed exciting, and everyone is doing the math—if negative interest rates become the norm, can the previous high-profit lending and mining models be replicated?

But reality isn't that simple. Experienced players who have gone through several DeFi cycles are pouring cold water: behind tempting subsidies often lie hidden risks. In a negative interest rate environment, liquidity dries up, collateral devalues, and smart contract vulnerabilities—any one of these failures could wipe out participants' investments. There are many examples where the frenzy of borrowing and mining turned into stampedes and crashes.

So the question is: is this a true opportunity or a new trap? The answer might be both. The key is to recognize your own risk tolerance and not be blinded by the subsidy figures.

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GateUser-3824aa38

· 01-11 12:30

Negative interest rates are here, and everyone is going crazy, but I see these guys with mortgaged properties panicking big time --- It's another night before the harvest, and the subsidy numbers, no matter how high, are just illusions --- That borrowing and mining scheme, I've played it once and that's enough, a bloody lesson --- If a 100 basis point drop really happens, the crypto world could explode, but I really don't have many friends willing to go all in --- It's always like this, when the trend comes, everyone gets hyped, and only after the explosion do they cry and call for their moms --- The devaluation of collateral will probably kill quite a few people, have you done risk assessments, everyone? --- Basically, it's gambling, just dressed up as DeFi --- If these negative interest rates really come, a liquidity crisis could unfold in minutes, have you thought about your escape route? --- High subsidies are high, but I'm more concerned whether the money will still be there when I withdraw --- The last time it was this intense was during Luna, I really haven't touched anything since

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LiquidityWizard

· 01-11 12:29

actually... that negative rate math doesn't work the way everyone thinks. seen this movie before, liquidity dries up faster than you'd calculate on a napkin

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GasFeeVictim

· 01-11 12:26

Here we go again, that negative interest rate thing... The last time I heard this was before Luna's crash. Mortgage property mining? Crazy, crazy. This is just the prelude to the next bloodshed. This wave of the Fed is really gambling with its life. When subsidies become ridiculously high, it's usually time to run. DeFi bros all know that after huge profits come huge losses, no exceptions. Wait, will there really be negative interest rates? Banks crying while giving me money? I don't believe it. I'm really afraid of borrowing and mining. I haven't even recovered from the last loss.

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MetaverseHobo

· 01-11 12:19

Here comes the same old trick to cut leeks again. Negative interest rates sound great, but when you get caught in the trap, there's nowhere to cry. This is how the DeFi circle operates—every time promising huge profits, but in the end, it's just a mess. Honestly, operations like mortgaging property are really outrageous. Who thinks it through before playing? History repeats itself, just with different participants. This time, another wave of new leeks will be harvested. It's better to stay alive and watch the show than to just watch. These days, staying alive is harder than making money.

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BanklessAtHeart

· 01-11 12:15

Negative interest rates are really here, I’ll go all in on real estate collateral. Anyway, even if I lose big, I can't lose much. Another signal that a new wave of retail investors is entering. I’ll just watch you all step in. History always repeats itself. This round of DeFi will only be over once the last person dies. No matter how attractive the subsidy numbers look, they can't withstand a contract rug pull. I’ve already seen through it. But to be fair, if the Federal Reserve really takes serious action this time, it could indeed be an opportunity.

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