2026-01-11 10:24:35

The lending track in the Tron ecosystem has recently seen new developments. According to the latest weekly report, the total value locked (TVL) in JustLend DAO, a leading DeFi lending protocol, has surpassed $6.95 billion. What does this mean? It indicates that more and more users are engaging in asset management and lending operations on this platform.

Specifically, the platform's deposit scale has reached $4.23 billion, which is the main source of liquidity. The total amount borrowed is $213 million, showing that lending demand is being released simultaneously. This deposit-to-loan ratio actually reflects a healthy market condition — sufficient deposits support lending demand, and liquidity is abundant.

As a core DeFi infrastructure within the Tron ecosystem, these data points not only demonstrate the platform's growth momentum but also indirectly reflect the activity level of the entire on-chain lending market. User demand for on-chain lending services continues to rise, whether for asset appreciation or liquidity management. This trend indicates that the DeFi market still maintains strong vitality.

TRX0,66%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

20 Likes

Reward
20
7
Repost
Share

Comment

0/400

EternalMiner

· 8h ago

6.95 billion locked, lending on TRON is indeed hot, just not sure about the actual demand The data from JustLend looks good, but it seems like big players are all squeezing liquidity Such a huge gap between deposits and loans, could there be risks... TRON ecosystem is booming, but I'm worried it might turn into the next collapse project On-chain lending is said to be booming every day, but why am I still losing money...

View OriginalReply0

CryptoComedian

· 01-12 19:00

69.5 billion in TVL sounds impressive, but with a deposit-to-loan ratio of 20x... this is the current industry situation, everyone’s just lying around sleeping Depositors are betting on appreciation, borrowers are betting on leverage, middlemen profit from the spread, and we gain experience points JustLend’s data is indeed stable, but don’t forget the other side of DeFi: the more liquidity there is, the more aggressive liquidations can be The Tron ecosystem is in a frenzy, I admit, but I don’t know where the next black swan will fly from The data looks good, but it all depends on whether the actual trading volume can support this scale; otherwise, it’s just surface prosperity KYC lending VS permissionless lending, this battle isn’t over yet, and JustLend is already showing off its muscles It feels just like me in 2021, watching TVL rise, but not expecting how quickly a collapse can happen

View OriginalReply0

MrDecoder

· 01-11 10:49

6.95 billion locked, is that all? TRON has been quite active these past two years. Deposits far surpass loans, but the question is, where is the real demand? How long can the ecosystem supported by JustLend last? It still depends on subsequent funding and user retention. This round of data looks good, but the real test is what to do when the bear market arrives. The TRON ecosystem is relying on this, but it feels a bit risky, brother.

View OriginalReply0

MemeEchoer

· 01-11 10:45

Still boasting about 6.95 billion? With such a huge lending ratio, I'm actually a bit worried.

View OriginalReply0

GweiWatcher

· 01-11 10:39

$6.95 billion? JustLend's recent move is indeed impressive, but that ratio of $4.23 billion in deposits to $213 million in loans... still feels a bit conservative. --- With such a huge deposit-to-loan ratio, is it really healthy? I find it a bit hard to understand. --- The lending market on TRON is indeed active, but it depends on whether it can stay stable in the future. --- They keep saying liquidity is abundant, but I want to ask, who is actually using this money to make a profit? --- JustLend hit a new high again, it seems someone is still playing in the TRON ecosystem. --- The data looks good, but I don't know what the actual bad debt rate is, hhh.

View OriginalReply0

DaoResearcher

· 01-11 10:36

6.95 billion dollars broke the level; we need to take a close look at this deposit-to-loan ratio... Wait, according to the white paper, what does this 20x difference between deposits and loans fundamentally reflect? Is it an incentive mismatch? It's worth noting that whether this data looks good or not is meaningless; the key is how governance proposals respond. Can the Token economics design of JustLend DAO support this scale? It's a bit uncertain. Is the borrowing demand truly being released, or is liquidity mining cleverly arbitraging? From the data performance, it looks good, but how to ensure sustainability is the real issue.

View OriginalReply0

LiquidatorFlash

· 01-11 10:25

6.95 billion in locked positions sounds great, but 4.23 billion in deposits compared to 213 million in loans... The ratio is a bit too extreme, and with such a low collateralization rate, I feel even more uneasy.

View OriginalReply0