2026-01-11 10:23:21

Many crypto friends have idle USD1 in their hands, either sitting in wallets gathering dust or thrown into platforms for some meager interest. It's really a pity. I used to do the same until a friend recommended trying the Listar Protocol, and I realized how profitable stablecoins can be. Honestly, this plan is especially friendly to beginners. After three months of calculations, the monthly yield is about 15%, far better than traditional financial products.

The core method isn't complicated; there are just three steps:

The first step is straightforward—pledge your BNB to instantly receive slisBNB tokens. The process is similar to depositing coins; after staking, you earn daily income. The clever part is that slisBNB appreciates as BNB price rises, effectively earning double benefits.

The second step uses slisBNB as collateral to borrow USD1, with almost imperceptible interest. Compared to other lending platforms, the cost is much lower. The borrowed stablecoins can be used freely, ensuring full liquidity.

The third step is the real profit accelerator. Use the borrowed USD1 for liquidity mining or participate in financial activities, with an annualized return of over 13.5%. Plus, there's no mandatory lock-up; you can redeem anytime. You earn staking dividends from BNB and financial yields from USD1 without extra capital, making this trade definitely profitable.

The TVL of the Listar Protocol once surged past $4.3 billion, making it a leading project in the USD1 ecosystem. Liquidity depth is completely assured, and borrowing and repayment are smooth. USD1 itself is a compliant stablecoin, pegged 1:1 to the US dollar, with reserves regularly audited by third parties, and funds are managed by professional institutions—safety is guaranteed. Several of my beginner friends have tried it; they mastered the basic operations after just one round and are now sharing their monthly earnings.

If you also want to put your idle USD1 to work, this approach is worth a try—clear logic and simple operation.

USD1-0,01%

BNB-1,16%

LISTA-4,79%

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StableGeniusDegen

· 19h ago

Wait, 15% monthly yield? That number sounds a bit suspicious. Is it really possible to consistently achieve this return? Three layers of nesting, right? Staking, lending, and mining—have you considered the compounded risks? TVL of 4.3 billion sounds like a lot, but can this protocol really withstand large-scale withdrawals? Honestly, I've been fooled by high-yield schemes like this several times. Now I have some psychological shadowing. But good liquidity is indeed a plus—it at least prevents getting stuck inside.

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ZenZKPlayer

· 01-13 17:31

15% monthly yield? Sounds good, but I still want to see people around me run it for three to five months first. Too rapid returns always make me nervous. --- The lending mining scheme is indeed a classic, just need to keep an eye on the interest rate. If you're not careful, it can turn against you. --- It's a pity to leave idle money, but don't go all-in on high APY projects either. Diversifying risk is the most important. --- A TVL of 4.3 billion sounds impressive, but I'm just worried about the moment liquidity dries up. Only through personal experience can you understand. --- So ultimately, you have to ask yourself if you can handle losses. Otherwise, no matter how high the returns, they are meaningless. --- I understand this logic; it's just to verify whether the protocol itself is stable. Who can give a definite answer? --- Friends recommend trying it out, which is fine, but start small. Don't go all-in right away. --- I'm confident in the USD1 peg to the dollar, but I'm a bit worried about the moment liquidity dries up.

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NFTragedy

· 01-11 10:50

Bro, why do I find this yield rate so hard to believe? I always feel like there's a trap somewhere --- 15% monthly? How many people would have to risk everything to get that? --- Stablecoins can be played like this? Why haven't I thought of this before? --- Is it true? The borrowing costs are so low? --- Everyone around me is making a fortune, but I always feel like I'm the last one to take the hit --- Even if the liquidity depth is deep, I wouldn't dare go all in, brother --- It's easy to say, but is operating it another story? --- Feels like there's another new trap in the crypto world, better wait and see --- Regulated stablecoins are reliable, but can this yield really be achieved? --- Everyone's showing off their returns, which makes me even more anxious --- Wow, another scheme that looks like it can make a lot of money --- But I haven't heard of this approach before, it's kind of interesting

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rug_connoisseur

· 01-11 10:48

15% monthly yield? Sounds a bit suspicious, is there really such a good thing these days? --- Another "capital preservation with high returns" story, I just can't believe it. --- I've heard of Lista, but why do I always feel that this multi-layered "Russian nesting doll" approach is prone to problems? --- Stablecoin investment really sounds attractive, but I'm just worried that if liquidity gets stuck one day, it's all over. --- I've seen a lot of posts claiming "15% monthly yield" on social media, but you all know how it ends. --- Lending mining schemes like this were also seen on Luna before. What's the situation now? --- Not very beginner-friendly; leverage strategies are just money-making schemes for newbies. --- 43 billion TVL sounds like a lot, but can it really guarantee a smooth exit? --- Earning daily income sounds great, but I'm more concerned about where the risks are. --- Is this logic clear? I read it twice and I'm still a bit confused.

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ImpermanentTherapist

· 01-11 10:47

Here we go again with the same spiel, 15% annualized return sounds good but gotta watch out for risks --- Stablecoin yield farming? How did projects like this from last year turn out now --- slisBNB's dual yield sounds attractive, but what if BNB drops? What about collateral? --- Is 13.5% liquidity mining really stable? Don’t want to end up with a mess later --- I just want to know why you have to stake BNB. Wouldn’t buying USD1 for activity rewards be better? --- 43 billion TVL sounds impressive, but what does the size of crypto projects really indicate? --- Newbie, you think you can just operate it once? Then you better be careful. Simple operations often hide big risks --- No doubt about the safety factor, but adding "but" in front is the real truth haha --- Low borrowing costs are one thing, but they didn’t explain how to redeem clearly --- That 15% monthly rate, feels like the author has already made a profit just by writing this article

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FlatTax

· 01-11 10:44

Annualized 15%? Sounds great, but can it really be stable in practice? --- It's easy to say, but who bears the risk of this layered borrowing and lending scheme? --- Again with 15% monthly and 13.5% annualized returns, the numbers are a bit confusing. --- Is this the legendary "borrowing money to make money"? I'd better be cautious. --- It seems like there are quite a few steps. Can a newbie really learn it all in one go? That's a bit far-fetched. --- What to do if BNB drops? No one has clearly explained the collateral devaluation part. --- I've seen many interest-bearing stablecoins, but in the end, it's all about liquidity issues. --- A TVL of 4.3 billion sounds impressive, but projects like this can collapse suddenly—nothing surprising. --- Borrowing and mining sounds good, but I'm just worried about being unable to unlock the funds later. --- I've heard the phrase "easy to operate" too many times, but it never ends well.

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ForkMaster

· 01-11 10:44

15% monthly rate? Bro, I've heard this number so many times. Do you know what happened to the projects that hyped it up last time? I'm familiar with the three-layer nested doll structure, but I'm just worried that when I want to redeem, the liquidity will evaporate in a second. The TVL of 4.3 billion sounds impressive, but try it in an extreme market condition. The compliant audit talk sounds reassuring, but I have to ask—if this USD1 really goes wrong, who will compensate my principal?

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MEVvictim

· 01-11 10:35

Ah, another compound interest dream. --- 15% monthly APY? Why do I always feel something's off? --- Most of the things friends recommend end up failing; can this one succeed? --- I've heard too much about liquidity mining; in the end, it's always the bagholders. --- Stablecoins that are compliant sound good, but what does compliance mean in the crypto world? --- A TVL of 4.3 billion USD is considered top-tier? Is there anything more outrageous? --- Not forcing lock-up is a bright spot; at least you can run away. --- So the question is, can 1 USD really be exchanged 1:1 for USD? That's the key. --- My money has already been lost in various mining activities; just listening to stories is enough. --- Staking, lending, and mining again—a layered play. If one part blows up, everything's ruined.

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LeekCutter

· 01-11 10:34

15% monthly rate? I think this number definitely warrants a question mark. --- Another three-step wealth explosion dream, sounds pretty smooth. --- Wait, does slisBNB increase in value just by following BNB? Why does this logic sound so familiar... --- I just want to know, after real operations, is the principal still there. --- I've heard a lot about compliant stablecoins, just want to know what the probability of a run is. --- Bro, your sales pitch is getting more and more serious. --- TVL of 4.3 billion sounds impressive, but why do I always feel it's a bit suspicious. --- Earnings every day? Who still believes in "daily earnings" these days. --- Feels like another Lego-style leverage trick. --- Newbies can learn it in one go? Then I need to be even more careful.

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