The topic of financial freedom is something everyone wants to discuss. But those who truly reach that stage understand one principle: you need to build a system that continuously generates cash flow for you.

In the crypto space, there are many ways to set up such a system. Honestly, the low-interest lending arbitrage approach really struck a chord with me.

Why? Because the core logic is so clean—assets can work and earn money even while you sleep. You don’t need to think much or spend time; the system runs automatically. That’s true passive income.

How does it work? It’s actually simple—just a few steps: use your assets (like BTCB or ETH) as collateral, borrow out USD1 stablecoins, then put the USD1 into financial products. From there, the interest spread flows steadily into your wallet. You see the income every month.

It sounds easy, but the underlying logic is worth pondering. You’re using one asset to expect two types of returns. BTCB and ETH are long-term bullish—fundamentals; at the same time, you earn the interest spread from lending. What is this called? It’s called smart asset allocation.

However, how far this can go depends on whether the ecosystem is solid enough. I’ve observed for a while, and I see two key factors: first, the safety moat must be strong enough; second, the ecosystem needs to keep evolving. These two points are quite clear to me.

There’s also an often overlooked factor—the community. When a group of rational people seeking stable returns gather, they form a powerful consensus. This consensus is actually a crucial foundation for the protocol’s stable operation. It’s not about how much capital there is, but how many users truly understand this logic.

After this period of engagement and use, my feeling is: this is not just a product, but a new wealth management philosophy. It democratizes financial tools that used to be only accessible to institutions and big players. Now, ordinary people can also use these tools to optimize their balance sheets.

That’s the real significance of technological progress.

Of course, the road to financial freedom is still long, and this is just the first step. But the first step is often the most critical—because it gives you confidence and a sense of rhythm.

Want to give it a try? When you see your first arbitrage profit automatically credited, that feeling is truly different. At that moment, you’ll understand what it means to make money work for you.

Start building your first crypto passive income today, then gradually expand this system. Trust me, this is a smarter way to manage wealth.