When it comes to USD1, many people only notice that it is pegged to 1 US dollar. In fact, the real uniqueness lies elsewhere.

This stablecoin is not issued out of thin air by a centralized company, nor is it self-regulated by algorithms. Its underlying support is solid assets—mainstream cryptocurrencies like BTC, ETH, and BNB used as collateral. In other words, each USD1 is backed by real, existing crypto assets.

But collateral alone is not enough; the key is the cost of borrowing. ListaDAO keeps this cost extremely low, which gives USD1 a very important feature—it becomes "cheap money."

In financial markets, the value of money is not about quantity but about cost. Whoever can obtain funds at the lowest price holds the ticket for arbitrage opportunities.

Imagine borrowing USD1 at an interest rate of 1%, then immediately finding an on-chain opportunity with an annualized return of over 10%. This huge mismatch between cost and return will gradually turn USD1 into the most central liquidity hub in the entire BNB ecosystem. DeFi protocols, lending platforms, trading pairs—all places that require liquidity will revolve around this "cheap money" system.

Therefore, ListaDAO is far more than just another DeFi protocol; it is actually building a complete monetary ecosystem.