After nearly 6 years in the crypto world, I finally understand a very practical problem: the vast majority of people who get involved in DeFi only see the "apparent returns" and turn a blind eye to the rights and dividends within the ecosystem.

Over the years, like a group of friends around me, I locked assets to borrow stablecoins, focusing solely on the interest spread. The certificates like slisBNB and clisBNB I received were just thrown into my wallet to gather dust—I never thought about their actual use. It wasn't until the second half of 2023 that I unexpectedly discovered—these "dormant" certificates actually generate a continuous cash flow. From that moment on, I started to study seriously, thinking about how to connect these scattered rights and interests into a stable cash-generating chain. The result was surprising: despite market volatility throughout last year, I achieved a 65% asset appreciation using this approach, with 90% of the profit not coming from price fluctuations or interest arbitrage, but purely from rights and interests realization.

Today, I want to honestly share how I penetrate these rights and interests, and how ordinary people can break the deadlock of "idle rights and fragmented yields," so that USD1 wealth management can truly produce compound interest effects.

**1. Why is rights penetration the hidden killer of ListaDAO wealth management?**

Many people’s impression of ListaDAO still remains at a superficial level—nothing more than "low-interest USD1 loans with some rights and interests thrown in," treating those certificates as add-ons, and only occasionally selling them or participating in airdrops when it comes to realization. This approach is essentially passive income, without truly exploring the value of the rights and interests themselves. But if you change your perspective and start to "penetrate" these rights and interests—