Institutional Momentum Drives $43.89M XRP ETF Inflows Despite Bearish Retail Outlook

The XRP Ledger continues to attract heavyweight institutional players, with Archax recently launching a tokenized USD money market fund on the platform—a move backed by Ripple and abrdn. Managing a substantial $3.8 billion portfolio, this initiative underscores the growing institutional confidence in XRPL’s infrastructure for real-world asset tokenization and blockchain-based financial products.

Parallel to this institutional push, XRP ETFs have experienced significant capital inflows. Over the past two weeks, these investment vehicles attracted $43.89 million—the strongest single-week performance recorded since launch. The data suggests that despite prevailing market headwinds, institutional and accredited investors are positioning themselves strategically in XRP.

However, there’s a striking disconnect between institutional activity and retail sentiment. Social media metrics reveal increasingly bearish commentary from retail traders, with market sentiment indicators showing a notable 49.53% bearish lean. The divergence highlights a classic market dynamic: while retail participants express caution through negative commentary, institutional capital continues flowing into XRP-related investment products.

This pattern—strong ETF inflows coupled with deteriorating retail optimism—suggests institutional players may be accumulating at lower price levels while mainstream sentiment remains cautious. Whether this institutional conviction translates into broader adoption of XRPL for tokenized assets will likely determine XRP’s next major price action.