I have always believed that for DeFi to scale up, the issue of risk must be addressed first.

The approach proposed by @pacifica_fi is to transform complex interest rate games into fixed conditions that users can judge.

Whether you are a borrower or a lender, you can clearly define your cost and profit boundaries before entering the protocol, rather than passively suffering from market volatility.

Pacifica is not trying to reshape financial logic but instead introduces the proven fixed interest rate mechanism from traditional finance onto the blockchain, achieving transparent execution through smart contracts.

This design makes DeFi more like a long-term tool rather than a short-term investment platform.

If the next phase of DeFi requires a more solid foundation, the direction represented by Pacifica deserves serious consideration.

@cookiedotfuncn @cookiedotfun @easydotfunX