Retirement portfolios face a real test in today's volatile markets. The unpredictability we're seeing feels almost theatrical—markets swing dramatically without warning, leaving long-term investors scrambling. Those nearing retirement or already drawing from their portfolios need to pay attention. Volatility like this can derail carefully laid plans. It's not just about timing the market; it's about understanding that wild price swings can hit hardest when you can least afford it. Conservative investors should reassess their allocation strategy and consider how digital assets might fit into a diversified approach, rather than treating the crypto space as purely speculative. The lesson: even supposedly 'safe' retirement strategies require constant vigilance in markets this unpredictable.