Don't listen to the many who are bearish on certain leading DeFi lending platforms; there's really no need. This is one of the few projects in the crypto space that can speak with real data.
The market landscape of the lending sector has long been settled—accounting for nearly 60% of the market share, with active loan volume and protocol revenue ranking in the top tier. This year's fee scale approaches 900 million USD, a size that already has a banking feel to it, not something that can be compared to meme projects that survive on hype.
This round of adjustment looks quite fierce, but in the long run, there is still plenty of potential. We are currently at a critical point of market transition, and proactively deploying a long-term long position could potentially yield 3~5 times returns, which is not an unrealistic dream.
More importantly, the entire DeFi game is changing. The previous high-subsidy, mining-based model is outdated. What do institutions truly need now? Stable, reliable returns, transparent mechanisms, and infrastructure that can be depended on long-term—not short-term high APY chasing the latest trend.
This platform happens to be at a turning point: transforming the originally complex DeFi products into an experience almost akin to bank savings. Easy entry, clear yields, and once the capital scale grows, a positive cycle naturally forms.
In the future, the competition will no longer be about who is more aggressive, but about whose product is more user-friendly and can support more real funds. From this perspective, this project is already ahead of the curve.
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TheMemefather
· 8h ago
60% share, $900 million in costs, the data is right here, there's really nothing to be pessimistic about.
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CounterIndicator
· 8h ago
A 60% share sounds impressive, but truly achievable stable returns are the real key, much more reliable than those who boast about high APY every day.
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StablecoinGuardian
· 8h ago
A 60% share is indeed solid, but I'm more concerned about whether the number of real users is increasing... Looking at the scale of expenses alone can be misleading.
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DataOnlooker
· 8h ago
The data is right there, and those who are pessimistic haven't really understood the situation.
Don't listen to the many who are bearish on certain leading DeFi lending platforms; there's really no need. This is one of the few projects in the crypto space that can speak with real data.
The market landscape of the lending sector has long been settled—accounting for nearly 60% of the market share, with active loan volume and protocol revenue ranking in the top tier. This year's fee scale approaches 900 million USD, a size that already has a banking feel to it, not something that can be compared to meme projects that survive on hype.
This round of adjustment looks quite fierce, but in the long run, there is still plenty of potential. We are currently at a critical point of market transition, and proactively deploying a long-term long position could potentially yield 3~5 times returns, which is not an unrealistic dream.
More importantly, the entire DeFi game is changing. The previous high-subsidy, mining-based model is outdated. What do institutions truly need now? Stable, reliable returns, transparent mechanisms, and infrastructure that can be depended on long-term—not short-term high APY chasing the latest trend.
This platform happens to be at a turning point: transforming the originally complex DeFi products into an experience almost akin to bank savings. Easy entry, clear yields, and once the capital scale grows, a positive cycle naturally forms.
In the future, the competition will no longer be about who is more aggressive, but about whose product is more user-friendly and can support more real funds. From this perspective, this project is already ahead of the curve.