There are many scenarios for payment when on a business trip, and it made me realize how important a good cross-border payment card is. The Kolo card is indeed useful for daily expenses—dining, transportation, hotel bookings—covering almost all travel payment needs. The biggest convenience is that it directly handles currency conversion, eliminating the hassle of exchanging cash. Especially for people who frequently travel short distances, having one card makes multi-currency payments effortless, and costs are more transparent. This simplified payment process makes the entire travel experience smoother.