Russia's largest bank Sberbank is preparing to launch an innovative product: a ruble loan scheme collateralized by crypto assets. The key to this transaction is that borrowers can use digital assets as collateral to obtain fiat currency loans. This move marks a continued shift in traditional financial institutions' attitude towards crypto assets. Sberbank's initiative reflects a growing recognition of the value of blockchain assets among institutional investors and the banking system worldwide. Once implemented, such products are expected to open new liquidity channels for crypto asset holders and inject new competitive elements into the DeFi lending market.