Top 5 genuine money-making apps on mobile phones popular in Vietnam in 2025

Smartphone has become a tool not only for entertainment but also as a legitimate means to earn extra income. Instead of scrolling social media, you can fully utilize this time to develop additional income streams through genuine earning apps. This article will introduce detailed information about popular earning apps and how they operate in the Vietnamese market.

The 3 main online earning models via apps

First, it is important to understand that genuine earning apps operate based on three main different models:

Model 1: Completing tasks for rewards

This is the easiest way to earn money, requiring no initial capital. Users only need to perform small tasks such as filling out surveys, watching ads, inviting friends to download the app, and will receive rewards ranging from 5,000 - 100,000 VND depending on the difficulty of the task. The advantage is easy to start, but the downside is it takes a lot of time and the income is quite modest.

Model 2: Investment and financial trading

Through platforms provided by banks, securities companies, or international exchanges, users can invest savings, stocks, or other financial assets to generate profits. Profit margins range from 4-7% for bank deposits, over 10% for stock investments, but require knowledge and initial capital. This is the most effective real earning method.

Model 3: Online selling business

Opening a store on e-commerce platforms like Shopee, Tiki, Lazada allows you to sell products directly to customers. Income depends on your sales ability, but the platform will deduct 15-20% commission from each sale. Suitable for those with products and want to run a business.

Detailed comparison of earning app types

Top 5 popular real earning apps in Vietnam

1. Mitrade - Global asset investment platform with 100+ product types

Mitrade is an ASIC (Australian Securities and Investments Commission)-licensed trading platform, allowing trading of over 100 financial assets such as international stocks (Apple, Tesla), stock indices (S&P 500), cryptocurrencies (Bitcoin, Ethereum), and commodities (oil, gold).

Advantages: Allows trading of diverse asset types from many markets on a single app. Supports leverage up to 1/10, meaning with $100 your capital$1000 you can profit from $100 assets if the price increases by 1%.

How to earn: Download the app, select the asset to trade, predict whether the price will go up or down, then close the position when reaching your profit target. New users get a bonus of up to ###and have a free demo account with $50,000 virtual money for practice.

( 2. VPS SmartOne - Vietnamese stock trading on mobile

VPS SmartOne, operated by VPS Securities licensed by the Vietnam Securities Commission, provides an easy-to-use platform for trading Vietnamese stocks with quick order matching.

Advantages: Focused on the domestic stock market, user-friendly interface, fastest order matching among Vietnamese securities firms. You can trade stocks of major companies like VNM, VIC, MSN.

Disadvantages: Leverage is only 1/2 )lower than Mitrade###, so profit amplification is less. If a stock increases by 1%, CFD profit only increases by 2% compared to 10% in Mitrade.

3. FinHay - Safe investment solution for beginners

FinHay is an app that allows you to deposit money for professional funds to manage on your behalf.

Advantages: Suitable for those with no investment experience, no need to monitor the market. Return rate from 5-15%/year, higher than bank savings.

Disadvantages: Lower income compared to direct investment on Mitrade or VPS. This model is similar to depositing money in a bank but with a more reasonable interest rate.

4. Shopee - Fast online selling

Shopee is currently Vietnam’s largest e-commerce platform with a simple and quick store setup process.

Advantages: Offers promotional policies to support sellers, attracts a large customer base compared to Tiki and Lazada, simple procedures. Just create a store, upload products, and wait for orders.

How to earn: The platform deducts 15-20% commission from each sale. Income depends on customer demand and the quality of your products.

( 5. Grab - Cashback when using services

Besides ride-hailing, Grab also offers challenge programs to earn cashback.

How it works: Complete certain tasks )for example 5 rides(, and you will receive cashback directly into your Grab wallet from 20,000-50,000 VND. This promotional method helps save money when using the service.

Important notes when using genuine earning apps

Verify credibility: Before installing any earning app, check its operating license. For financial investment apps, look for platforms licensed by authorities like ASIC or the Vietnam Securities Commission. Read user reviews on Google Play or App Store.

Be cautious of security risks: Task apps may contain malicious code to steal personal information. Only download apps with high ratings and trusted by many users.

Knowledge is fundamental: If you want to earn from financial investments, learn and understand the market thoroughly. Use free demo accounts to practice trading strategies before using real money.

Discipline in capital management: Never invest all your money in one platform or asset type. Diversify risks and only use the amount you can afford to lose.

Conclusion

Today, genuine earning apps have become very feasible means to build additional income. From those with free time looking to earn extra )through tasks(, to those actively investing )via trading platforms(, or those wanting to run an online business )selling products - there are suitable solutions for all.

However, success does not come naturally. It is essential to choose reputable genuine earning apps, research thoroughly before participating, and always stay alert to fraudulent websites or applications. Start with small steps, learn from experience, and gradually develop your additional income sources.