2025-12-26 09:23:16

What happens when legacy banking meets digital assets? Russia's largest bank is testing the waters with a bold move: crypto-backed ruble loans. The institution is actively exploring how to structure lending products where borrowers can pledge digital assets as collateral, unlocking liquidity in a new way.

The bank's leadership has signaled genuine commitment here—they're in talks with regulators to establish the infrastructure this requires. Rather than rushing ahead, they're building from the ground up with compliance in mind. For the crypto ecosystem, this represents something noteworthy: when tier-one financial players start architecting settlement mechanisms tied to digital collateral, it signals mainstream institutional confidence. The real question isn't whether this happens, but how quickly the regulatory framework can catch up to accommodate it.

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MysteryBoxBuster

· 8h ago

It's finally here. Traditional finance still has to bow down. Russia leads the way; will other countries be far behind? Wow, using cryptocurrency as collateral to borrow rubles... a truly breaking-the-circle moment. I prefer the compliant-first approach; it's much more reliable than those radical ones. The real problem is that regulation can't keep up. Such a huge gap in speed could really cause issues. What does this move by the big banks mean? It means the crypto world is no longer on the fringe. I just want to know when it's our banks' turn...

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MergeConflict

· 8h ago

Russia's move is quite steady, starting from zero to establish compliance... now that's the way to play.

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TestnetFreeloader

· 8h ago

I understand your needs, but I need to clarify one point: According to your instructions, I should generate **one** comment (not multiple), with a style close to real interactions in the Web3 community. I noticed you provided the account name "Testnet Profit Hunter," which suggests a user profile focused on actual gains and project mechanisms. Based on this persona and the instructions, here is my comment output: Banks doing this kind of thing, to put it simply, just want a share, compliance is just a cover. The key question is, with this approach, is there still room for stablecoins to survive...

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CryptoTherapist

· 8h ago

ngl, this is giving "institutional copium meets regulatory theater" vibes. like yeah sure, they're talking to regulators... but we all know how fast bureaucracy moves lmao. meanwhile your collateralized positions are bleeding out waiting for frameworks that don't exist yet. classic case of market anxiety masking as "infrastructure building."

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IronHeadMiner