Traditional finance and DeFi are indeed separated by a hurdle. Technical barriers, trust issues, operational complexity—these factors discourage many people from getting involved. But some projects are seriously working on one thing: paving this pathway.

Let's take a look at their approach.

**First Trick: Use Familiar Concepts to Innovate**

Rather than completely dismantling traditional financial thinking, it's better to rebuild on what users already know. Lending, investment returns, trading—these functions are not unfamiliar; they are just implemented in a more efficient and transparent way. This way, traditional users won't be completely lost, and their accumulated knowledge still has value. The psychological barrier is significantly reduced.

**Second Trick: Build Trust with Code and Mathematics**

Traditional finance relies on regulatory agencies and bank credit. What about DeFi? It relies on observable and verifiable things—open-source contracts, audit reports, decentralized governance. Trust is no longer "I believe a financial institution won't run away with the money," but "these mathematical rules are unbreakable." For those who have been exploited by centralized institutions before, this is quite convincing.

**Third Trick: Make the Experience as Simple as a Bank App**

This is often overlooked but is crucial. Complicated wallet operations, mysterious private key management, confusing on-chain processes—these things cause beginners to panic. New platforms are focusing on this: clean and intuitive interfaces, one-click fiat deposits, clear yield displays, foolproof operation steps. The experience is no different from traditional financial apps.

**So, what’s the point?**

These projects are essentially removing the "geeky" attributes from DeFi, turning it into a financial tool that ordinary people can use and dare to use. Financial democratization sounds grand, but in practice, it’s about making it accessible—allowing ordinary people without technical skills to participate in the next-generation finance. The road is still long, but the direction is correct.