The differences in cognition determine the direction of choice. Those who start in the encryption industry often come from different backgrounds, but the common point of true success is insight into the direction of the industry—understanding what is worth pursuing and then choosing that.

The current digital economy is undergoing a critical period of reshaping. In the physical world, industrial chains are seeking new liquidity solutions; in the digital world, stablecoins, as the infrastructure for value exchange, are迎来升级.

**Why should we pay attention to stablecoins?**

Most traditional stablecoins are passive asset mappings - you deposit assets and receive corresponding tokens. But this is far from enough. Real infrastructure should possess three characteristics:

First is reliability. USDD ensures that 1 USDD is always equal to 1 dollar through an over-collateralization mechanism (with an asset collateral ratio exceeding 150%) and smart contracts, which is the technical basis of trust. Compared to solutions that purely rely on centralized institutions, this mechanism is more transparent and harder to be compromised at a single point.

Secondly, there is productivity. Traditional dollars placed in an account will only depreciate. The USDD's built-in smart allocator automatically invests reserves into low-risk protocols to generate returns, and this portion of the return is directly distributed to holders—currently with an annualized rate of about 3.94%, generating cash flow from the asset itself. This changes the economic properties of stablecoins.

The third is the applicable scenarios. Cross-border trade, DeFi ecosystem, instant settlement—there is an objective demand for stablecoins in these scenarios, but existing solutions are either high cost, high risk, or not transparent enough. A truly decentralized, low-fee, instantly available digital dollar infrastructure is becoming the "blood" of the digital economy.

**Essential Transformation**

This is not a simple product iteration, but a redefinition of the role of stablecoins—from passive value carriers to active value production tools. Borderless, permissionless, and transparently verifiable, these characteristics are attracting an increasing number of participants.

The world is being reshaped by new rules. Those who can identify these changes in rules are often the first to seize opportunities.