2025-12-15 21:50:13

#美国证券交易委员会推进数字资产监管框架创新 U.S. financial regulators are making new moves again. On December 16th, at 1:00 PM Eastern Time (which is 2:00 AM in Beijing), a roundtable discussion on cryptocurrency monitoring and privacy was launched, and this could be rewriting the entire industry's rules of the game.

That said, when it comes to compliance and regulation, the U.S. financial sector has always been the big brother. The core topics of this meeting—financial monitoring and privacy protection—are essentially the ultimate challenges in the crypto world. Regulators want to prevent money laundering risks and maintain financial order, so they must strengthen monitoring; but encryption technology itself is designed to provide users with complete privacy protection, which is the foundation of the entire industry. Both sides make sense, so how to reconcile them becomes the problem.

Now, the global trend is tightening crypto regulations. This meeting is not just a formality; it is very likely to directly determine the regulatory framework direction for the coming years. Once new policies are introduced, the U.S. market will be the first to feel the impact, but the global crypto ecosystem cannot escape either. From DeFi to compliant platforms, from token applications to wallet privacy, all may face new requirements. Industry projects and trading platforms are holding their breath, fearing that new regulations could become their "line-crossing bomb" once announced.

Ultimately, for the crypto industry to develop healthily in the long term, balancing regulation and innovation is an unavoidable task. What solutions will this roundtable come up with? It has become a focus of attention for many practitioners and investors. What do you think about this issue? How should we find the optimal balance between monitoring strength and privacy protection? Feel free to share your thoughts below.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

13 Likes

Reward
13
10
Repost
Share

Comment

0/400

Ramen_Until_Rich

· 2025-12-18 13:42

Another wave of regulatory crackdown is coming, and this time everyone’s really getting nervous --- Meeting at 2 AM, probably just afraid we’re sleeping too comfortably --- Monitoring vs. privacy—this topic never ends, and in the end, it’s always the big boss who decides --- Holding our breath and waiting for policies—that phrase is really spot on, that’s the current atmosphere --- To be honest, you have to choose between privacy and KYC; you can’t have both, stop arguing --- Global regulatory cracks are tightening, small platforms really need to be extra cautious this time --- If DeFi and wallets are both caught up, does this industry still have any meaning? --- The best solution sounds easy, but in practice, everyone has to compromise—there’s no perfect happy ending --- Waiting to see if the US can come up with new tricks this time, other countries might follow suit --- Instead of debating how to balance things, it’s better to see who actually holds the private keys

View OriginalReply0

PumpingCroissant

· 2025-12-18 04:41

This time it's really going to be tough, it feels like the days ahead won't be so easy. --- It's the old game of privacy vs regulation again. Why don't we just go fully decentralized? --- The US takes action and the world follows. We have to wait and see how it unfolds. --- Hold your breath? Ha, big players have already started repositioning their holdings. --- Balance? Laughable, regulation has always won. --- How many projects will need to adjust their architecture after this wave? I bet five bucks. --- Privacy is inherently a false proposition; truly achieving complete privacy is fundamentally impossible. --- Let's wait and see. DeFi will definitely be the first to be affected. --- In plain words, regulators want data but also want to pretend they respect privacy. --- I just want to know if, after this is over, they'll find another excuse to keep going.

View OriginalReply0

ReverseFOMOguy

· 2025-12-16 06:59

Here comes the Americans again, causing trouble this time starting from privacy directly Speaking of regulators and innovation, these two sworn enemies, can they really coexist harmoniously? I doubt it DeFi projects are probably trembling now Privacy coins might be targeted to death this time Basically, it's about finding a balance between power and freedom, a game that can never be perfectly balanced Once the US takes action, the whole world follows suit, and our platforms have to follow along too A meeting at 2 a.m., how urgent must the pace be? It feels like this time it’s definitely not a show; they mean serious business How much anonymity can wallets retain in the future, question mark Instead of obsessing over privacy, it’s better to focus on stabilizing the market, stop the constant volatility Regulation isn’t necessarily a bad thing; at least it can eliminate a bunch of junk projects

View OriginalReply0

ChainSherlockGirl

· 2025-12-15 22:18

It's 2 a.m. in Beijing, and the show is about to start. Regulators want to lock down privacy, while project teams are tearing their clothes and running away—typical full-contact fight... Honestly, these two guys really don't match up. One wants to track wallet addresses, while the other boasts about being anonymous and free. Once new regulations come out, on-chain data might become truly transparent to an extreme degree. Holding your breath is an apt description. Based on my analysis, the DeFi leaders are probably frantically backtesting new policy plans, still debating whether to self-castrate or just run out of the US... Let's see what comes out of this roundtable. If they really crack down on privacy, that would be a plot twist. The entire industry would have to be reshuffled.

View OriginalReply0

SatoshiNotNakamoto

· 2025-12-15 22:18

Regulation, in essence, is about surviving in the cracks It's really tough; privacy and anti-money laundering are fundamentally at odds Betting that the US won't play too harsh this time Is there really a concrete plan this time? I'm skeptical DeFi projects should be panicking now, expecting a crackdown Privacy coins are likely to become the hardest hit area

View OriginalReply0

RugDocScientist

· 2025-12-15 22:14

Meeting at 2 a.m., these people are really ruthless. It's hard to predict where the regulatory sword will strike next. --- Privacy and surveillance are inherently a deadlock... no matter how you balance it, someone will be unhappy. --- Here we go again, changing the game rules. This time, DeFi projects probably need to stay up all night watching policies. --- The US taking action, the whole world is following suit. Our projects are likely to hold meetings soon. --- Crossing the line is serious, but I really want to see how those privacy coins will defend themselves. --- Saying that regulation and innovation need to be balanced sounds easy, but in reality... --- Holding our breath and waiting for new regulations, afraid of becoming cannon fodder—that's what compliance feels like now. --- The optimal solution? I think it's for everyone to step back a bit; no one should expect to win completely. --- Decisions made now can affect years to come, no wonder everyone is tense.

View OriginalReply0

DecentralizedElder

· 2025-12-15 22:12

Damn, they’re changing the rules again? Those old guys really know how to do it. --- Regulation and privacy are inherently at odds; don’t expect them to come up with a perfect solution. --- Instead of holding your breath, just go ahead and run. After all, history always repeats itself. --- Basically, they want to have their cake and eat it too. The problem is, it’s simply impossible. --- I bet five bucks that in the end, regulation will still tilt the scale, and privacy will have to be compromised. --- A meeting at 2 a.m.? These guys really take us seriously, haha. --- Wait, DeFi really can’t be changed, can it? The technical characteristics are right there. --- Another “rewrite the game rules” scenario. Hearing it so often gets tiring... it’s always the same old trick. --- Wow, if even wallets are to be regulated, then what’s the point of self-custody?

View OriginalReply0

MEVvictim

· 2025-12-15 22:11

Here we go again, at 2 a.m. rewriting the game rules. Why do we sleep so soundly? The contradiction between regulation and privacy is a false proposition. Honestly, it's just power wanting to control. Is DeFi really finished? The rumors are getting tighter. I’ve known it would be like this for a while. The only thing I can hope for is that the new policies aren’t so harsh. Are privacy coins really going to be wiped out? This is troublesome now. Actually, when the US moves, the whole world trembles. It’s ridiculous. Let’s see what happens next. Anyway, someone will always be the first to hit a snag. By the way, this round of meetings probably has the biggest impact on small tokens. Major platforms have response plans. Oh dear, regulation and privacy again. Why can’t we find that balance point? Compliant platforms are about to take off. This time, it’s definitely good news for CeFi.

View OriginalReply0

SnapshotLaborer

· 2025-12-15 21:58

Well... Regarding regulation, it's basically a matter of choosing between fish and bear paws. You can't have it all. After all that fuss, it's just the same old trick—privacy dead, surveillance wins. Retail investors always end up paying the price. If they really finalize a new framework this time, the privacy aspect of wallets will probably need a major overhaul. No matter how I store my coins, they'll be watched. Honestly, centralized regulation and decentralized ideals are fundamentally opposed. Forcing them to merge is just a joke. I'm afraid that if policies change someday, my assets could become illegal. Just thinking about it gives me chills. Actually, instead of waiting for the outcome of the roundtable, it's better to see who can run overseas now. Once this meeting yields a result, the first unlucky ones will definitely be retail investors. Large institutions already have backup plans. To be honest, there's no optimal solution between privacy and surveillance—it's all about who has the bigger fist. Let's wait and see. Anyway, the rules in the US are certain, and others will follow. It's a global one-size-fits-all approach.

View OriginalReply0

AirdropBuffet

· 2025-12-15 21:53

Meeting at 2 AM, these people really want to keep us all under surveillance Privacy and monitoring simply cannot coexist, pick one and stop the nonsense Another "optimal solution," I think it's just squeezing us to death If this policy really gets implemented, will DeFi still be playable? Rather than discussing the optimal solution, it's better to wait and see who gets crushed first When the US throws a punch, the whole world will feel the pain

View OriginalReply0