#稳定币风险评估 This news made me break out in a cold sweat. Thinking back to when I first entered the market, I had this inexplicable confidence in USDT, but now it just seems so naive. S&P’s downgrade this time is no joke—the risks reflected behind it shouldn’t be underestimated.

I studied the report carefully and found that the proportion of high-risk assets in USDT’s reserves has increased, which is a major hidden danger. Volatile assets like Bitcoin and gold—if the market crashes, USDT’s ability to maintain its peg will face a severe test. Not to mention those opaque secured loans and corporate bonds—who knows how many landmines are hidden there?

As a seasoned veteran who’s been through several bull and bear cycles, I deeply understand the importance of stablecoins to the entire crypto ecosystem. If USDT has problems, the whole market will be shaken. So I suggest everyone stay alert and diversify risks appropriately. Consider moving some funds to other, more transparent stablecoins, or even directly to fiat.

Remember, in this market, never put all your eggs in one basket. Staying cautious and surviving long-term is our ultimate goal.