2025-12-04 12:23:10

TON payments chief Nikola Plecas recently dropped some perspective on why stablecoins matter. His take? Users don't care about tech for tech's sake—they want utility that actually works. And stablecoins? They're delivering exactly that kind of practical value in ways traditional systems struggle to match. It's less about hype, more about solving real friction in how people move money.

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ProposalManiac

· 12-07 05:31

Stablecoins are essentially a mechanism design to solve friction costs, but the key is incentive compatibility—will users really hold them long-term, or are they just arbitrage tools? Before this question is clearly answered, don’t oversell them.

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ReverseTradingGuru

· 12-05 19:54

That's right, stablecoins need real-world use cases instead of hyped-up abstract concepts. The speed and fees of traditional systems are terrible, no wonder users are switching sides.

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MiningDisasterSurvivor

· 12-04 12:53

I've heard all these lines before. Back in 2018, those project teams were making the same empty promises. Stablecoins? Ha, just another prelude to a Ponzi scheme.

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RunWhenCut

· 12-04 12:41

ngl, stablecoins are all about being stable and fast. Traditional banks are slow as hell—there’s really no comparison.

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VCsSuckMyLiquidity

· 12-04 12:39

NGL, stablecoins are all about freeing us from being taken advantage of by traditional banks. Plecas is absolutely right.

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PumpStrategist

· 12-04 12:34

Stablecoins, to put it simply, address pain points that traditional finance hasn't solved. Chip distribution shows that institutions have been positioning themselves for a while, but only now are they talking about utility—feels like a classic case of late-to-the-game marketing. [laugh-cry]

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