#美SEC推动加密创新监管 Has the door to TradFi really opened this time?

Recently, there has been some explosive news: a top bank in the United States has actually approved its wealth advisors to officially recommend clients allocate 1% to 4% of their assets to cryptocurrency starting in January next year. Moreover, this is being done through a compliant route — via several mainstream spot Bitcoin ETF products.

This matter is worth pondering.

First of all, the rules of the game have changed. The crypto market used to be more like a playground for retail investors and early players, but now institutional players have gotten their tickets to enter. This is not just a small game; behind it is a massive pool of traditional funds and institutional backing. In the long run, this provides significant support for the stability and confidence of the entire market.

Secondly, the path is very particular. Note that what the banks are promoting is not for you to directly buy coins on the platform, but rather through compliant tools like ETFs. This reveals a signal: institutions prefer investment methods that are transparent, regulated, and have controllable risks.

What does that mean for ordinary investors?

First, the general direction is pretty clear. When it comes to asset allocation, if we completely ignore the crypto space, we might miss some opportunities in the future. This is somewhat reassuring.

Second, don't blindly chase trends. Institutions are also looking for stability, and their money will likely first flow into core assets like Bitcoin. We shouldn't be dazzled by the hype of various altcoins; sticking to mainstream options is more reliable.

Third, control the pace. They are talking about 1% to 4%, not asking you to go all in. Based on the risks you can bear, use spare money and enter the market in batches, which is a mature approach. Don't get flustered by a single piece of news.

Ultimately, this is a landmark turning point. The market has received new incremental funds, but the road will not be smooth. Stay calm, focus on the mainstream, follow the major trends, and don't get left behind before the real wave comes.