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With the New Year, a new era of transparency begins in the cryptocurrency market. The United Kingdom and 47 other countries officially introduce the Crypto-Asset Reporting Framework (CARF), which will fundamentally change the approach to data exchange about users between countries.
What is CARF and how does it work?
The program is ongoing.

In December 2025, one of the most active traders on the decentralized exchange Hyperliquid found themselves on the brink of disaster, with unrealized losses exceeding $73 million. However, this market participant's story began quite differently — with a brilliant prediction of a market crash in mid-October.
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Understanding the Backbone: What Makes Layer 1 Blockchains Critical
The foundation of the entire blockchain ecosystem rests on Layer 1 networks. These base-layer blockchains process transactions independently without relying on external infrastructure, maintaining their own consensus mechanisms an

Social engineering is a term that goes far beyond simple manipulation. In practice, it is a set of malicious techniques aimed at getting people to disclose confidential information or perform actions that work in favor of the attackers. Although the concept of manipulation has existed for a long time and

Data security threats in the digital age are becoming increasingly severe, and cryptography technology protects information security through the processes of encryption and decryption. Crypto assets utilize digital signatures and hash algorithms to achieve decentralization, ensuring the security and integrity of transactions. The cryptographic applications of Blockchain enable individuals to transfer value without relying on intermediaries, becoming the core foundation of the crypto ecosystem. Understanding these principles is crucial for participating in the crypto market.

Data speaks: Harvard's big move
As of Q3 2025, Harvard University's endowment fund holds 6.8 million shares of iShares Bitcoin Trust (IBIT), with a market value of approximately $44.3 billion. This is no small feat—compared to the previous quarter, it has increased by 257%, and IBIT has become an important asset accounting for over 20% of Harvard's publicly traded U.S. stock investment portfolio.
What's even more shocking is that this investment has surpassed Harvard's holdings in tech giants like Microsoft, Amazon, and NVIDIA. Although $44.3 billion accounts for less than 1% of Harvard's total endowment of $57 billion, this signal is extraordinary—traditional elite institutions are beginning to incorporate digital assets into their core investment strategies.
From isolation to following the trend: the transformation of university endowment funds
Harvard is not an outlier. Brown University, Emory University, and other reputable institutions are also following suit, with Emory University further in

Ethereum is a decentralized blockchain platform that supports smart contracts and DApps, with ETH as its native token. Trust Wallet provides a secure solution for managing crypto assets. Leading crypto companies help users obtain test tokens and promote developers' understanding of Ethereum. Mastering these tools can help quickly get started with blockchain development and application experiences.

The essay discusses cryptocurrency price volatility, explaining its causes and effects on investment portfolios. It emphasizes the importance of risk management strategies for investors and encourages understanding market dynamics to leverage volatility as a potential strength.

The SEC recently adjusted its rules to accelerate the approval process for Spot ETFs, allowing eligible commodity trust stocks to be listed directly. However, regulators have warned that speeding up approvals does not mean a relaxation of risk controls; investors need to conduct proper risk assessments and information inquiries to avoid blindly following trends.

The UK government has just officially announced: regulations for stablecoins will be finalized by 2026. This move is in line with the pace set by the United States, as they do not want to be left behind in the digital asset space.
Why do this?
Stablecoins have become very useful now - for cross-border transfers and DeFi arbitrage, it's all dependent on them. But countries around the world are competing for talent, and the U.S. has already started to legislate. The UK definitely has to keep up. If we just sit and wait, the halo of the City of London will fade.
How will the rules be defined?
It's just these few areas:
- How to allocate funds reserves
- Wallet Transparency
- User protection mechanism
- Interface with traditional financial systems
What does this mean?
Once the rules are set, the UK becomes a crypto-friendly territory. It is expected that many project teams, market makers, and wallet teams will move there. For the entire ecosystem, certainty > everything, and regulation can actually accelerate innovation.
In short: the UK is playing a big game, aiming to put

In the past few weeks, Bitcoin's performance has been a bit hard to bear. From a high of $104K, it fell to $99K, then rebounded to $102K. Is this wild fluctuation the beginning of a new Bear Market, or is it a market maker whipsaw?
Retail investors are fleeing, and the rat trading is reducing positions.
Key data has arrived: Long-term holders (LTH) are cashing out like crazy. Since July, they have sold over 3.62 million BTC, averaging 3,100 coins per day. The last three weeks have been even more outrageous – directly pulling to an average of 9,000 coins per day.
Looking at it from another angle, the realized profit of LTH has soared from 600 billion USD in June to now 754 billion USD. Based on an average selling price of $110K, this group has sold a total of 2.1 million coins.
At the same time, on-chain data shows that there is a selling pressure of $3.4 billion every month. Previously, this amount of selling pressure could be supported by ETFs and company buybacks, but now institutions are all on the sidelines—some even...

How do blockchain applications get real-world data? Through oracles. And how do oracles get paid? Through LINK—the token that became one of the top 15 by market capitalization at the end of 2023.
What does LINK actually do?
Chainlink is a simple idea with a complex technical implementation: smart contracts ne

BTC suddenly crashes or surges, and 99% of people get the reason wrong
Many crypto enthusiasts spend ages analyzing on-chain data and project news, only to be slapped in the face by a single US CPI report. This isn’t a coincidence—with institutions entering the space, the crypto market is now moving in sync with traditional financial markets.
Take this year as an example:
- Mid-May: US inflation data beats expectations → BTC breaks through $103K (market expects rate cuts, risk appetite rises)
- End of July: Fed pauses rate hikes → BTC rebounds to around $118.5K (tech stocks leading the rally)
Key point: Large institutions use the same investment logic to trade both stocks and crypto, so when the stock market goes up, the crypto market follows; when the stock market panics, the crypto space suffers too.
The macro data that can truly “shake” the market
CPI (Consumer Price Index) — Impact level: ★★★★★
Prices rise → Central bank needs to hike rates →

Since the beginning of winter, the DeFi sector has remained active, with major protocols including Aave's lending, Uniswap's trading, Curve's stablecoin, and Eigenlayer's re-staking. Investors need to be cautious of yield fluctuations and risks, and familiarizing themselves with CEX is a good strategy for beginners. The DeFi ecosystem is rapidly developing, with opportunities and risks coexisting, making security and understanding crucial.

The high gas fees of Ethereum have prompted the rise of the Layer 2 ecosystem, which is currently divided into three main tiers. Among them, Polygon, Arbitrum, and Optimism are in the first tier. The overall ecosystem shows significant differentiation, with Arbitrum and Optimism accounting for over 60% of the total TVL, while user stickiness is relatively low and capital liquidity is dispersed. In the future, technologies such as zk-SNARKs and cross-chain interoperability will become important development directions.