The term "modular chain" has recently been brought up again for hype.

For someone like me who is allergic to bubbles, I first take out a thermometer...
Honestly, the most direct changes for end users are probably just two:
One is "switching to a cheaper/faster settlement channel,"
and the other is "more complicated to cross back and forth."
When you buy an NFT or do a swap, the experience might only be reduced to:
lower fees, faster confirmations, but your wallet has more networks and more bridges, and your sense of security actually drops a little.

Then I see the NFT royalty debate, with the usual arguments:
"Creators need to make a living" versus "Liquidity in the secondary market."
Modular chains are quite similar: breaking down functions is indeed flexible, but in the end, the ordinary people have to understand more rules...
Right now, I only dare to act less when the hype is high;
when the funding rate fluctuates, I treat it like an air conditioner breaking down—turn it off first, I won't install it anyway.