I advise you to live in a cheaper house, drive a more ordinary car, and keep your wardrobe simple. It’s not that you don’t deserve it, but that you need to win in terms of time. The money and resources of the poor are limited. If you want to move upward, you must learn to accumulate, and what capital fears most is your ability to accumulate. Many people start paying for face in their twenties. Mortgage, car loan, credit card, and prepaying the cash flow of the next few decades in advance, looking glamorous and impressive, but in reality, life has already been locked in. As Marx said long ago, the essence of capital is accumulation. Every extra dollar you leave in production today can work for you in the future. Wealth is the source of growth; it has never been about showy consumption, but about accumulation. A smaller house means more freedom with cash flow. A more ordinary car means more room for investment. Simpler clothes, even a thicker shirt, the discipline of the past decade grants you decades of choice. True freedom begins with restraint.