Inner Mongolia Housing Provident Fund withdrawal policy adjustment, adding new withdrawal purposes such as heating fees, property management fees, and residential special maintenance funds.

The Inner Mongolia Autonomous Region Housing Fund Center issued a notice on the 13th. To better meet the diverse housing consumption needs of contributing employees, it has adjusted the housing provident fund withdrawal policy for the housing provident fund at the level of the autonomous region, allowing for the withdrawal of multiple types of housing-related expenses. The new policy officially takes effect on March 16, 2026.

Under the new policy, the withdrawal limit for rent has increased significantly. If an employee has continuously and fully contributed to the housing provident fund for housing for at least 3 months, and neither the employee nor their spouse owns any self-owned housing within the administrative area of Hohhot and they are renting instead, then the maximum annual rent withdrawal limit per person is increased by 30% from the original 14,000 yuan to 18,200 yuan. For families with multiple children (two or more children), the rent withdrawal limit is increased by 50%, so that each person can withdraw up to 21,000 yuan per year.

The new policy also expands the scope of housing provident fund withdrawals. If the employee and their spouse own self-owned housing within the administrative area of Hohhot, they may apply to withdraw housing provident fund to pay heating fees for no more than two housing properties. The total amount withdrawn cumulatively by both spouses in a year may not exceed the heating fees actually paid within a heating year. At the same time, if the employee and their spouse own self-owned housing within the administrative area of Hohhot, they may also apply to withdraw housing provident fund to pay property service fees for no more than two housing properties. The total amount withdrawn cumulatively by both spouses in a year may not exceed the property service fees actually paid in the current year.

In addition, the new policy clearly supports withdrawing housing provident fund to pay for the Residential Special Maintenance Funds and deed tax. Employees and their spouses, as well as parents and children, who purchase self-occupied housing within the administrative area of Hohhot may apply to withdraw housing provident fund to pay for Residential Special Maintenance Funds or deed tax during the period when they hold the property rights and as long as they do not exceed the valid withdrawal period for purchasing self-occupied housing. The cumulative withdrawal limits for the employee and their spouse, and for parents and children, respectively, may not exceed the total amount of Residential Special Maintenance Funds or deed tax that has been paid. (Shanghai Observer News)