The mistakes in life are not due to insufficient effort, but rather "investing in the wrong capital at the wrong stage."

The windows for different types of capital are staggered:
1️⃣ Early stage window: Learning
2️⃣ Whole cycle but the earlier and cheaper: Health
3️⃣ Amplifier in the later stage: Money
4️⃣ Mid-stage explosion: Reputation
Missing a window ≈ Permanent loss. Knowing which level you are at and what to do is very important. Don’t believe in the nonsense that you should hustle when young; true wealth is not gained through effort alone, but through your reputation, health, and cognition reaching a certain height—coordinating your abilities with luck to produce results.
Here, luck is mentioned—something uncontrollable but extremely important. When we focus on the four points above, luck can only be relied on patience and waiting. Many people achieve great things in middle age; the true master is someone who is calm and unhurried.
You must understand one thing: 99% of the time is spent waiting for 1% of the time to seize opportunities. This sentence sharply reveals the imbalance of time: most of the time seems inactive, but it lays the foundation for critical moments. True strength lies not in impulsiveness but in the ability to delay gratification and accumulate energy.
However, there are some things you can do to increase your luck:
How to make your luck better and better:
Under the first chapter titled "Wealth" in "The Navaral Bible," there is a sentence: "How to get rich without relying on luck." Navaral spends some space analyzing this matter.
He divides the ways to attract good luck into four categories—
The first is the most uncontrollable: unexpected "big luck," like winning the lottery, completely random. But wealth accumulation should not depend on this kind of uncontrollable luck.
The second type of luck is the result of personal initiative—someone tries something 100 times and then gives up, while someone else succeeds on the 101st try. This kind of luck is about using effort to exchange for the chance of success.
The third way to gain good luck is being good at discovering it. Essentially, this discovery is insight. When you are experienced, skilled, and well-informed in a field, you can be more sensitive and one step ahead when a new window of opportunity appears, making better and faster judgments and actions.
The last and most rare type is creating a unique personality and mindset, allowing luck to find you naturally. When you reach the top in a field, you don’t need to seek opportunities; luck will come to you.
This is what @Svwang1 Wang Chuan said: by increasing your own composability, more potential collaborators will see you, forming a positive spiral—
Collaboration not only helps accomplish projects or goals that are impossible alone but also opens new opportunity windows. Using this as a foundation, you can connect with more potential collaborators, continuously spiraling upward. This upward process is the accumulation of luck, and luck will only get better!
So my point is:
Do well in every stage of life, and by improving your skills, knowledge, and network, create more opportunities for cooperation with others or organizations. This "composability" can be understood as a capability or state that makes it easier for potential collaborators to discover and choose you.