Vice President of Qingdao Bank Liu Peng: Transaction banking services mainly include international business, supply chain finance, and cash management services.

On April 2nd, frontline financial news: Qingdao Bank held its 2025 annual performance briefing today. Liu Peng, Executive Director and Vice President of Qingdao Bank, introduced the bank’s transaction banking business, stating that Qingdao Bank’s transaction banking mainly includes three segments: international business, supply chain finance, and cash management services.

Liu Peng further explained that in terms of international business, Shandong Province has a very strong export-oriented economic foundation, and Qingdao is a leading city in export-oriented economy. Therefore, Qingdao Bank has incorporated international business into the bank’s overall strategic planning, utilizing its international settlement product system to provide customers with comprehensive service solutions such as account settlement, financing, and policy consulting to meet diverse customer needs. The bank’s integrated financial service capabilities have also received overall market recognition. By the end of last year, the international settlement volume exceeded 22 billion yuan, with a year-on-year growth rate of over 26%.

The second area is supply chain business. In recent years, Qingdao Bank has developed an online supply chain finance product system, accurately matching various enterprises’ financing needs. By establishing cooperation with core enterprises, the bank has provided trade financing support for thousands of small and medium-sized enterprises upstream in the industrial chain. The service scope covers key sectors such as manufacturing, public utilities, healthcare, and agriculture.

The third area is cash management services. Qingdao Bank continues to innovate its product system, accelerating the deployment of its smart treasury brand. For large groups, government agencies, and customer groups, the bank offers cash management services such as fund supervision and fund collection. It deeply cultivates small and medium-sized enterprises, providing industry-specific smart treasury solutions based on their needs. In terms of enhancing service capabilities, the bank leverages customer transaction demands to propose comprehensive service solutions based on liquidity, fund management, and extended services. It continuously launches tailored products with good applicability, high flexibility, and strong relevance, such as clearing channels, interbank fund collection, and fund supervision platforms, providing more options for customer engagement channels.